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Stripe launches German beta

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Re: Stripe launches German beta

#91

Post by mixmastamyk »

microtonal wrote: post #66
PavlovsCat wrote: post #59

Earlier quoted context omitted.

That's one reason. Another one, for me, is that I'd feel bad about being too lazy to simply withdraw some cash from the ATM and carry it around with me. To me it's like walking around with an umbrella in light rain, refusing to eat a piece of bread that dropped on the ground, or the recentish plague of luggage with wheels. I consider it the hobbitification of humans, and I'm not playing. Then there is the fact that p…

Another one, for me, is that I'd feel bad about being too lazy to simply withdraw some cash from the ATM and carry it around with me. It's the 21st century. I don't want to think about whether I should get 20 or 30 Euro from an ATM, let alone carry 100 Euro in my wallet. In fact, I find you reasoning quite weird: technology exists to make mundane and boring tasks unnecessary. Even worse is this 'digital wallet' that…

I used to think like you, until I realized every aspect of my life was being recorded permanently by corporations and the NSA. Back to cash and anonymity, thank you.

Re: Stripe launches German beta

#92

Post by germangirl »

m_st wrote: post #23
patman81 wrote: post #16

I was just about to go with Paymill. It's great to have one more option. Now the rest of Europe please.

What speaks against Paymill? Are there any problems with them? They support a lot more countries than Stripe right now. Edit: Just read that its from the Samwers. Might be enough to wait for Stripe then.

Guys seriously. There's nothing going against PAYMILL just because theyre a 'clone' company. Theyre working with 2 big acquirer banks which probably wouldnt do so if the company wasnt trustworthy. Might wanna think about that. Plus being available in 39 countries across Europe is more than beneficial for so many small business owners who previously did not have the chance to onboard with any other payment provider. But PAYMILL is there for them! Im a happy customer of theirs and have not experienced any kind of slight problem. In contrast, their support is very helpful, answeri ng all kinds of questions no matter how much youre asking. They even helped me generate my contract, adjusting it and sending it over to the bank for activation. So if you ask me - go for PAYMILL.

Re: Stripe launches German beta

#93

Post by sveme »

wozniacki wrote: post #8
k__ wrote: post #4

Sadly Germans hate credit cards.

Really? I'm certain they hate the notion of credit too which has long been attributed to their post-war mindset. Are other European notions similarly disposed towards credit (and thus credit cards), too?

There is actually a major difference between the majority of German credit cards and, e.g., US credit cards, which fits nicely into your argument:

Most German credit cards are "not-revolving",i.e., at the end of the month the amount you spent with your credit card will be withdrawn automatically from your bank account. It is therefore much more like a debit card in concept than a credit card.

The only reason why credit cards are more used nowadays in Germany is because of their use in international online shopping (and when renting a car in the US, which is the reason why I had to get one).

Re: Stripe launches German beta

#94

Post by levosmetalo »

microtonal wrote: post #66
PavlovsCat wrote: post #59

Earlier quoted context omitted.

That's one reason. Another one, for me, is that I'd feel bad about being too lazy to simply withdraw some cash from the ATM and carry it around with me. To me it's like walking around with an umbrella in light rain, refusing to eat a piece of bread that dropped on the ground, or the recentish plague of luggage with wheels. I consider it the hobbitification of humans, and I'm not playing. Then there is the fact that p…

Another one, for me, is that I'd feel bad about being too lazy to simply withdraw some cash from the ATM and carry it around with me. It's the 21st century. I don't want to think about whether I should get 20 or 30 Euro from an ATM, let alone carry 100 Euro in my wallet. In fact, I find you reasoning quite weird: technology exists to make mundane and boring tasks unnecessary. Even worse is this 'digital wallet' that…

Of course, it's all fine and cool until health insurance starts increasing your monthly payments because you bought too much "unhealthy/non-bio" food. Or when you start getting longer TSA "treatments" because you purchased "wrong and dangerous" book. Or you "just" start getting super creepy targeted advertisement on your mailbox.

No thanks, anything that technically allows tracking will be tracked eventually, if not already. Why would I provide that information free of charge to anyone? I respect my privacy, and I'm glad that I live in a country where people are at least aware of the privacy issues.

Let's say that people's awareness of the privacy and need to protect private information is the only positive legacy from the memories of Gestapo and Stasi.

Re: Stripe launches German beta

#95

Post by Irishsteve »

Kudos wrote: post #37
mtrimpe wrote: post #28

Earlier quoted context omitted.

They were already in beta in the Netherlands for a while actually. Given that we're quite similar to Germany except for being a bit more focussed on international trade, we might have been a test run for German deployment though.

Ireland was the first Eurozone country to enter Stripe beta, UK was the first EU.

Ireland is in the EU and uses the euro. UK is also in the EU but uses GBP.

Re: Stripe launches German beta

#97

Post by frank_boyd »

germangirl wrote: post #92
m_st wrote: post #23

Earlier quoted context omitted.

What speaks against Paymill? Are there any problems with them? They support a lot more countries than Stripe right now. Edit: Just read that its from the Samwers. Might be enough to wait for Stripe then.

Guys seriously. There's nothing going against PAYMILL just because theyre a 'clone' company. Theyre working with 2 big acquirer banks which probably wouldnt do so if the company wasnt trustworthy. Might wanna think about that. Plus being available in 39 countries across Europe is more than beneficial for so many small business owners who previously did not have the chance to onboard with any other payment provider. B…

> Guys seriously. There's nothing going against PAYMILL just because theyre a 'clone' company.

Nobody ever said that.

Re: Stripe launches German beta

#98

Post by selectstar »

xsace wrote: post #83
selectstar wrote: post #74

Earlier quoted context omitted.

Debit cards are quite prevalent here, rather than Credit i'd say.

Actually most people speak about credit card when they actually mean a debit one.

I agree, in a similar vein I still call my debit card my "switch" out of habit.

Re: Stripe launches German beta

#99

Post by skrause »

raverbashing wrote: post #48
skrause wrote: post #15

Earlier quoted context omitted.

Credit card usage isn't low here because Germans hate credit, it's because we simply have had better alternatives for ages. Instead of credit cards people use Electronic cash ( https://en.wikipedia.org/wiki/Electronic_cash ) in stores which is much cheaper for merchants, so they often don't even accept credit cards because of the fees. Online payments and payments of bills are usually done through direct withdrawals…

" it's because we simply have had better alternatives for ages. Instead of credit cards people use Electronic cash" Better? It's a debit card. Chip and Pin? Several other countries have it. It may have smaller fees, still, some merchands only take it from a certain value.

What's the problem with debit cards? I like to have the money for all purchases withdrawn from my account as soon as possible, it gives me a nice overview of how much I actually have.
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