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Stripe launches German beta

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Re: Stripe launches German beta

#81
post #36
post #31

Earlier quoted context omitted.

Direct debit is just as easy. Two numbers to enter.

The problem is that you can't synchronously process the payment, which makes the API (and user experience generally) much more complicated.

There is one German company offering a solution (https://www.sofort.com/eng-DE/), but as far as I know, it's still unclear if their users don't break their own banks' ToS-

Re: Stripe launches German beta

#83
post #71

Fun to see stripe in europe, however in europe almost nobody pays by card, or let alone: even owns a credit card. We pay by baking systems such as Ideal (in the netherlands).

Debit cards are quite prevalent here, rather than Credit i'd say.

Actually most people speak about credit card when they actually mean a debit one.

Re: Stripe launches German beta

#84

Just got accepted into the Australia Beta, its working awesome.

D'oh, I had no idea, and here I am already having spent months talking to NAB in order to charge USD and support AMEX. Stripe seems a lot cheaper too in terms of fees.

Stripe AU supports AMEX and USD charges, right?

Re: Stripe launches German beta

#85
post #23

Earlier quoted context omitted.

What speaks against Paymill? Are there any problems with them? They support a lot more countries than Stripe right now. Edit: Just read that its from the Samwers. Might be enough to wait for Stripe then.

When I tried to use them, they required me to mail in a bunch of paperwork. Stripe doesn't.

Yes thats a huge problem for Paymill, i write them this some time ago, the know it and want to change many things.

But the Problem is not Paymill, it are the acceptance company and many restrictions. I am not sure if stripe has an another way todo it in germany.

Re: Stripe launches German beta

#86
post #68

Honest question to everybody: Would you trust your financial data (= growth data, etc.) to a company like Paymill that's owned by a clone factory (i.e. the Samwers') or do you think that's being paranoid? EDIT: I wasn't asking for downvotes, I was asking for rational comments, explanations, thoughts.

Well, Paymill is German and Stripe is based in the US, so from a trust viewpoint, I'd go with Paymill, maybe their customer data gets fleeced a bit less by the NSA than Stripe's.

Dont dream of that. The data get transfered to the card companies and that are 90% US or US controlled companies.

Re: Stripe launches German beta

#87
post #73

Great to see the acceleration of roll out of counties ! DE does have lower CC usage, but I think it will be more use for DE businesses operating internationally to accept in EUR & USD. btw. I threw together a handy tool for calculating the cost of a transaction. http://www.blackdog.ie/stripe/ edit : clarity

Completely off-topic - but why does a consultancy company in Munich have a .ie domain? :-)

Because I'm Irish.

Re: Stripe launches German beta

#88
post #71

Fun to see stripe in europe, however in europe almost nobody pays by card, or let alone: even owns a credit card. We pay by baking systems such as Ideal (in the netherlands).

In Germany, mine and most of my friends' favorite is Sofort Überweisung[1]

[1]: https://www.sofort.com/eng-DE/

Re: Stripe launches German beta

#89
post #9
post #4

Sadly Germans hate credit cards.

Credit card usage is somewhat lower in Germany (though by a smaller margin than people think), and we considered holding off 'till we had a better answer to this. But we thought about it more, and talked to a bunch of German companies, and realized that a lot of German users want to sell to a global market in the very same way that, say, an American company would -- there isn't necessarily a tight coupling between th…

Kudos for this choice. Internet businesses are often naturally international.

Re: Stripe launches German beta

#90
post #23

I was just about to go with Paymill. It's great to have one more option. Now the rest of Europe please.

What speaks against Paymill? Are there any problems with them? They support a lot more countries than Stripe right now. Edit: Just read that its from the Samwers. Might be enough to wait for Stripe then.

Guys seriously. There's nothing going against PAYMILL just because theyre a 'clone' company. Theyre working with 2 big acquirer banks which probably wouldnt do so if the company wasnt trustworthy. Might wanna think about that. Plus being available in 39 countries across Europe is more than beneficial for so many small business owners who previously did not have the chance to onboard with any other payment provider. But PAYMILL is there for them! Im a happy customer of theirs and have not experienced any kind of slight problem. In contrast, their support is very helpful, answeri ng all kinds of questions no matter how much youre asking. They even helped me generate my contract, adjusting it and sending it over to the bank for activation. So if you ask me - go for PAYMILL.
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