Earlier quoted context omitted.
100K is the point where you have the illusion of financial freedom because you can purchase a BMW, buy a nice home in a bland cul-de-sac with a bunch of nameless white dudes, and it's not until you're in your 40s and you're in danger to losing the job to a robot or a whipper-snapper that you understand that kind of "freedom" is actually enslavement. You made the wrong choice because you wasted your life buying plasti…
I think more and more Gen Y people in advanced European countries see owning a car as a failure - you are a fool for wasting money, when transportation can be done cheaply and also often for free. You are basically penalized for owning a car by high taxes, and for those few occassions in a year when you need a car (moving stuff) it's easy enough to rent. Spending your life in traffic jams is just a plain fail. Having…
Having to wear a nice suit is not failure either. Both cars and suits are just tools. It's what you use a tool for that matters. Also I'll note if you resent wearing a suit, you have never actually worn a nice one...