High school matters, to the extent that your performance determines which university you get slotted into. Develop an attitude (as I did) and that guarantees you won't go to MIT. Were I to do it over again, I'd swallow the BS they lavished on us in high school for a shot at Tech. So start working now. All-in. Don't get in the habit of coasting - that's a very hard habit to break.
You have the luxury now of being able to think high risk / high reward. The worst thing you can do is to start a family before you are ready. Security becomes Job One then, which means low risk / low reward.
Surround yourself with the smartest people you can find. Don't be an eagle in a cube farm of turkeys. That's the shortest route to stagnation I can think of (though you'll be well paid).