The Health Insurance Marketplace is coming soon

Post by bcoates » Sun, Jul 28, 2013, 9:47 AM UTC

jerrya wrote: post #6

cheald wrote: post #4

Earlier quoted context omitted.

Of course, my question is how much we paid for it.

Well, I was trying not to be negative, because often HN is accused of just being 99% negativity, but yeah, I was thinking just that. Philip Greenspun wrote a post about that sometime back. http://blogs.law.harvard.edu/philg/2012/09/15/californias-st...

Post by 300bps » Sun, Jul 28, 2013, 11:55 AM UTC

mjn wrote: post #10

This looks a lot nicer than the websites I had to deal with last time I bought individual insurance on the open market (2010). Will be interested to see how the presentation of plan information is when it becomes available, since that was the second-worst part of the old experience [1]. Hopefully they'll get it right and lay out the choices in some kind of understandable and transparent way. [1] The worst part was th…

Post by Weltan » Sun, Jul 28, 2013, 12:29 PM UTC

300bps wrote: post #14

mjn wrote: post #10

This looks a lot nicer than the websites I had to deal with last time I bought individual insurance on the open market (2010). Will be interested to see how the presentation of plan information is when it becomes available, since that was the second-worst part of the old experience [1]. Hopefully they'll get it right and lay out the choices in some kind of understandable and transparent way. [1] The worst part was th…

It looks nicer than my.company's website for open enrollment. Since Obamacare was enacted, I've gone from a PPO that pays for just about everything to a HDHP that only pays for catastrophic things. But at least the price of the coverage only went up 28% for the vastly inferior coverage. Two of the provisions that are in place already that really raised the cost of the vast majority's health bills are having to cover…

Post by yummyfajitas » Sun, Jul 28, 2013, 1:13 PM UTC

Weltan wrote: post #16

300bps wrote: post #14

Earlier quoted context omitted.

It looks nicer than my.company's website for open enrollment. Since Obamacare was enacted, I've gone from a PPO that pays for just about everything to a HDHP that only pays for catastrophic things. But at least the price of the coverage only went up 28% for the vastly inferior coverage. Two of the provisions that are in place already that really raised the cost of the vast majority's health bills are having to cover…

That's one of the reasons why subsidising and regulating private health insurance is not a good approach. If the government worked the way it was supposed to (rationally), then they would have voted for a public insurance option. They went half-way, and everyone will now pay the price.

Post by yummyfajitas » Sun, Jul 28, 2013, 1:18 PM UTC

bcoates wrote: post #12

jerrya wrote: post #6

Earlier quoted context omitted.

Well, I was trying not to be negative, because often HN is accused of just being 99% negativity, but yeah, I was thinking just that. Philip Greenspun wrote a post about that sometime back. http://blogs.law.harvard.edu/philg/2012/09/15/californias-st...

Kind of a cheap shot: This website created in compliance with a law designed to increase insurance industry control over medicine is overpriced, therefore we should remove one of the last remaining restrictions on that control.