I'd love to hear people's thoughts on merchant accounts and payment gateways like Authorize.net, Paypal, Braintree, etc.
Ask HN: Merchant account and payment gateway for subscription-based web apps?
1–10 of 22 posts
Re: Ask HN: Merchant account and payment gateway for subscription-based web apps?
#2Merchant Account with local bank + Authorize.net has been our choice
Re: Ask HN: Merchant account and payment gateway for subscription-based web apps?
#3Merchant Account with local bank + Authorize.net has been our choice
Also: Previous Thread http://news.ycombinator.com/item?id=175186
Re: Ask HN: Merchant account and payment gateway for subscription-based web apps?
#4Re: Ask HN: Merchant account and payment gateway for subscription-based web apps?
#5Feel free to look at any of the plethora of past threads about this.
http://news.ycombinator.com/item?id=526517
http://news.ycombinator.com/item?id=200920
http://news.ycombinator.com/item?id=175186
http://news.ycombinator.com/item?id=344030
http://news.ycombinator.com/item?id=389692
http://news.ycombinator.com/item?id=198502
http://news.ycombinator.com/item?id=470128
Also, you might find the site http://searchyc.com/ useful for finding answers to these and other common questions.
Re: Ask HN: Merchant account and payment gateway for subscription-based web apps?
#6Feel free to look at any of the plethora of past threads about this. http://news.ycombinator.com/item?id=526517 http://news.ycombinator.com/item?id=200920 http://news.ycombinator.com/item?id=175186 http://news.ycombinator.com/item?id=344030 http://news.ycombinator.com/item?id=389692 http://news.ycombinator.com/item?id=198502 http://news.ycombinator.com/item?id=470128 Also, you might find the site http://searchyc.com/…
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Re: Ask HN: Merchant account and payment gateway for subscription-based web apps?
#7Feel free to look at any of the plethora of past threads about this. http://news.ycombinator.com/item?id=526517 http://news.ycombinator.com/item?id=200920 http://news.ycombinator.com/item?id=175186 http://news.ycombinator.com/item?id=344030 http://news.ycombinator.com/item?id=389692 http://news.ycombinator.com/item?id=198502 http://news.ycombinator.com/item?id=470128 Also, you might find the site http://searchyc.com/…
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Pedantry aside, thanks for the links.
No pedantry intended, friend. Every single one of those threads is in my bookmarks folder because each of them provide a variety of options. And searchyc.com is always nice to bring up since the primary way new people find out about it is by reading about it in a comment.
Re: Ask HN: Merchant account and payment gateway for subscription-based web apps?
#8Merchant Account with local bank + Authorize.net has been our choice
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Re: Ask HN: Merchant account and payment gateway for subscription-based web apps?
#9None of the above. Don't deal with all that hassle (and a major hassle it can be!) and use http://www.zuora.com instead - they are cheap for what they save you!
Re: Ask HN: Merchant account and payment gateway for subscription-based web apps?
#10Braintree has a very high monthly fee (200 a month min) and so does not seem good for startups (they seem to forget about the fact that startups grow).
I tried to negotiate with them... They came down to 100 min which was still more than double my other options. At this point when I said it was higher than I was comfortable with, the sales rep started asked me "what would you propose?"
I wasn't sure how to answer that, but when I finally answered "how about matching or nearly matching the minimum given by x" (which was around 40 a month minimum) and I'll sign up today. At that point, the salesperson sent me a miffed-sounding response saying they can't go below the 100 a month minimum (why ask what I propose, then?) and walked away from the negotiation. YMMV.
edit: checked my emails with them and edited for accuracy