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MasterCard's Simplify Commerce

simplify.com

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Re: MasterCard's Simplify Commerce

#42

Jumping on this thread for a flyer. Any stripe devs know if it's possible to integrate with infusionsoft.com? That integration would make me so, so happy.

I completely agree. And with 1ShoppingCart too. I considered using stripe but they didn't integrate with any of the popular shopping carts that handle affiliate marketing type of features. So I have to pay for two merchant accounts and a load balancing gateway. I also live in fear of my funds being frozen any moment or losing sales if I go over my processing limit.

Re: MasterCard's Simplify Commerce

#43
post #26
post #24

Earlier quoted context omitted.

Two day payouts looks like a great innovation to me. :)

To Stripe's discredit, that's not a new idea :-). Don't worry; we'll fix this soon.

Please do. That's the one feature of Simplify I saw that made me want to switch.

Re: MasterCard's Simplify Commerce

#44
post #32

Earlier quoted context omitted.

PLEASE tell the world why it's so damn difficult to let non-US businesses use a payment service? We're dying to know. Is it because of bullshit regulations everywhere? Why has it taken you forever to set up shop in a couple of places in Europe? Why not the rest too? Seriously. What is it?

It's a combination things. - Legally, we need to be able to verify identities. We want to do this frictionlessly and in real-time rather than with some paperwork sheaf that gets mailed to you a week later. The solution looks different in almost every country. - Visa, MasterCard, and co. have rules that effectively prevent you from using the same backends in different areas. (E.g., you can't use the same backend in Eu…

That's very informative, thank you.

I don't suppose you have a rough estimate for UK roll out do you? We're planning on adding a payment gateway to our system over the next 4-6 months or so.

We'd really love to use Stripe after looking at the APIs for every other payment gateway service :)

Re: MasterCard's Simplify Commerce

#45
post #40
post #19

Earlier quoted context omitted.

(I built the first version of Stripe and work here.) I think the unfortunate aspect of these clones is that they're lazy. I have huge respect for anyone that innovates in payments -- I know how hard it is, and I'd imagine it's even harder to do that as part of a larger company. What I find disappointing is when a product copies everything about Stripe -- everything from Stripe.js to the "live/test" switch to the "1/2…

(I also work on Stripe's API and dashboard.) I actually find it more interesting that quite a few of the obviously copied bits aren't even really worthy of copying if you're already going through the effort of building an entirely new product -- they're pieces of our product that could stand to be improved. :)

Such as?

Re: MasterCard's Simplify Commerce

#47
post #45
post #40

Earlier quoted context omitted.

(I also work on Stripe's API and dashboard.) I actually find it more interesting that quite a few of the obviously copied bits aren't even really worthy of copying if you're already going through the effort of building an entirely new product -- they're pieces of our product that could stand to be improved. :)

Such as?

The live/test switch is a good example. It confuses everyone: you're just switching between the data that's shown, but everyone thinks you're switching the underlying state of your account. It's something we've had on our list to fix for a long time.

Re: MasterCard's Simplify Commerce

#48
post #44
post #32

Earlier quoted context omitted.

It's a combination things. - Legally, we need to be able to verify identities. We want to do this frictionlessly and in real-time rather than with some paperwork sheaf that gets mailed to you a week later. The solution looks different in almost every country. - Visa, MasterCard, and co. have rules that effectively prevent you from using the same backends in different areas. (E.g., you can't use the same backend in Eu…

That's very informative, thank you. I don't suppose you have a rough estimate for UK roll out do you? We're planning on adding a payment gateway to our system over the next 4-6 months or so. We'd really love to use Stripe after looking at the APIs for every other payment gateway service :)

Sure thing, just email me -- patrick@stripe.com.

Re: MasterCard's Simplify Commerce

#49
post #19

To play diplomat, I see a lot of Stripe loyalty / Mastercard hate already brewing here, and I think that's a bit unwarranted. Stripe has certainly earned their place as a cherished service, but I would venture to bet a lot of devs worked quite hard on Simplify as well, so it'd be nice to see discussion on the merits of the offering rather than preconceived notions of the provider. If nothing else, even if 0.05% isn't…

(I built the first version of Stripe and work here.) I think the unfortunate aspect of these clones is that they're lazy. I have huge respect for anyone that innovates in payments -- I know how hard it is, and I'd imagine it's even harder to do that as part of a larger company. What I find disappointing is when a product copies everything about Stripe -- everything from Stripe.js to the "live/test" switch to the "1/2…

Stripe.js is copyrighted content. The rest is not too big a deal but if they've copied your software (even if it is JavaScript) that's not legal.
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