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You're posting on HN though. You cannot have a payment solutions post on HN without Balanced showing up and waving their arms all over the damn place. I understand this is a YC site but it's really annoying and distracting.
Stripe is YC too.
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whoa...1% + $.30 for bank payments??? why would you need a percentage on an ACH transfer when most others charge a flat rate?
We're still trying to figure out the right pricing and are discussing it openly ( https://github.com/balanced/balanced-api/issues/2#issuecomme... ). The risk scales with the size of the transaction. Granted, the risk does not scale at the same rate as the transaction size, but we wanted to keep it simple in the beginning. What do you think about 1% + 30¢ with a cap?