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Send money with Gmail

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Re: Send money with Gmail

#51

Post by dragonwriter »

droopyEyelids wrote: post #29

In case there was any ambiguity about whether Google knew the 'real you' from their logging of IPs and search terms, this should remove all of it. In a way I think we're seeing Google striking against Facebook in what I call the "identity wars" where each service is struggling to be an identity and information service about people.

> In case there was any ambiguity about whether Google knew the 'real you' from their logging of IPs and search terms, this should remove all of it.

How? I mean, obviously, if you use this service (either as a sender or receiver) Google will know more about your real identity as part of conducting the transaction, but how does this say anything about what Google knows "from their logging of IPs and search terms"?

Re: Send money with Gmail

#52

Post by beagle3 »

harryf wrote: post #34
B-Con wrote: post #4

How is this going to be handled, as a money exchange system ("yo, here's for covering lunch for me yesterday"), or like a payment system ("send your payment to shop@gmail.com")? It seems presented as the former: > you can securely send money to friends and family in the U.S. - without leaving your Gmail inbox but people will assuredly try to use it as the latter. When that happens, how will Google address fraud claim…

The real issue issue is here; > securely send money to friends and family _in the U.S._ Google Voice it's the same problem - most of the world can't use it. Instead of 80/20 this is 20/80

Money Transfer is a legal and regulatory minefield.

Telecommunication services is also a legal and regulatory minefield - one that requires less capital up-front, but just as much (if not more) bureaucratic headaches.

I'm sure they're working on it, and it's either in-progress or not worth it.

(e.g.: in the US, if you are a phone line provider, you get money for incoming calls from other providers when they call you - to the point that something like GoogleVoice could turn a profit just from those fees (unlikely, but possible - many conference call services were run like that).

In most of the world, these termination fees are not enough to provide meaningful income that makes a GoogleVoice profitable (or at the very least, not very expensive) to run.

Re: Send money with Gmail

#54

Post by Cowen »

jrockway wrote: post #42

Hi everyone. I've been working on this at Google for a while and would be happy to answer any questions you might have. If you don't want to ask here, feel free to email me at AT google.com. There might be a delay in responding if I get a lot of messages or if you have a particularly challenging question.

Will this ever allow for international transfers? If so, is there an ETA?

Re: Send money with Gmail

#55

Post by [deleted] »

jrockway wrote: post #42

Hi everyone. I've been working on this at Google for a while and would be happy to answer any questions you might have. If you don't want to ask here, feel free to email me at AT google.com. There might be a delay in responding if I get a lot of messages or if you have a particularly challenging question.

[deleted]

Re: Send money with Gmail

#56

Post by michaelt »

jrockway wrote: post #42

Hi everyone. I've been working on this at Google for a while and would be happy to answer any questions you might have. If you don't want to ask here, feel free to email me at AT google.com. There might be a delay in responding if I get a lot of messages or if you have a particularly challenging question.

Let's say I use this to pay for something I've purchased online, and I later realize the seller is a scammer and want to issue a chargeback. Will that be possible? What are your plans for this situation?

If something goes wrong with my account, can my account be locked and my balance frozen? Will it be possible to contact a real human who knows what they're doing to get that fixed?

Re: Send money with Gmail

#57

Post by sixothree »

jrockway wrote: post #42

Hi everyone. I've been working on this at Google for a while and would be happy to answer any questions you might have. If you don't want to ask here, feel free to email me at AT google.com. There might be a delay in responding if I get a lot of messages or if you have a particularly challenging question.

Any chance you are working on convincing banks to speed up ACH transfers?

Re: Send money with Gmail

#58

Post by t0 »

jrockway wrote: post #42

Hi everyone. I've been working on this at Google for a while and would be happy to answer any questions you might have. If you don't want to ask here, feel free to email me at AT google.com. There might be a delay in responding if I get a lot of messages or if you have a particularly challenging question.

I just spent the last few minutes trying to figure out how to use this. Why is this in fine print?

>This feature will be rolling out to Gmail users ages 18+ in the U.S. over the next few months

Re: Send money with Gmail

#59

Post by zacharycohn »

t0 wrote: post #58
jrockway wrote: post #42

Hi everyone. I've been working on this at Google for a while and would be happy to answer any questions you might have. If you don't want to ask here, feel free to email me at AT google.com. There might be a delay in responding if I get a lot of messages or if you have a particularly challenging question.

I just spent the last few minutes trying to figure out how to use this. Why is this in fine print? >This feature will be rolling out to Gmail users ages 18+ in the U.S. over the next few months

It's not that fine... it's directly under the headline..

Re: Send money with Gmail

#60

Post by dlhavema »

timothya wrote: post #46
cookiecaper wrote: post #32

Earlier quoted context omitted.

It should be noted that much of this process is federally mandated across a multitude of regulations. Since 9/11, it has been illegal to open bank accounts without a valid SSN, so that the government can track money more easily. AFAIK, IANAL, IIRC, etc etc etc etc

I've known plenty of people who have opened bank accounts in the US without an SSN. I don't think it's strictly required.

yup, bank of america took a lot of heat for doing that, mainly catering to immigrants that come into the US and want a bank account but don't always have an SSN...
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