31–40 of 76 posts
I seem to recall that some banks (in Estonia??) will mail you a piece of paper with a list of single-use PIN numbers. Use one, mark through it. When you get close to running out, they mail you a new list.
This is an epidemic at gas stations in Southern California. I've been nailed by skimmers in LA, and a lot of my friends have too. My girlfriend refuses to use the debit cart option at Arco gas stations for fear of her card info being stolen again, and its a legit concern. They're impossible to spot unless you plan on trying to pry off the front of every payment kiosk, which as far as I know most banks and gas station…
A while ago I split my primary bank account into several different accounts with different purposes. One, that gets the bulk of my paycheck for bills/mortgage, gets autodrafted. I never do ATM withdrawals from this account. A certain amount is autodeposited into savings for which I have no ATM card whatsoever. A secondary checking account gets a much smaller slice of my paycheck and is used exclusively for ATM withdr…
I always tug at the card reader on the ATM to make sure it doesn't come loose. What I don't understand is why don't ATMs in Europe use chip and pin yet? All the stores do. That would solve this problem.
> Why don't ATMs in Europe use chip and pin yet? Many of them do - one security feature is to have the ATM pull the card very, very slowly into the slot whilst oscillating them to prevent skimmers reading the mag strip, as it's no longer required (unlike the US, nearly all ATMs here in the UK feed the card in automatically, rather than manually dipping it). If you're not used to this you might think the machine was o…
> you still run into the problem that a) ATM design inherently involves pushing the card into something
Makes that moot. Interesting about the card readers that wiggle the card in, I think I've seen one or two of those. I wonder how hard that is to defeat with a more intelligent skimmer (wheel to measure how fast the card is moving to compensate?).
I seem to recall that some banks (in Estonia??) will mail you a piece of paper with a list of single-use PIN numbers. Use one, mark through it. When you get close to running out, they mail you a new list.
Some banks do RSA ids, and you have to punch the right number in at the time of withdrawal.
A while ago I split my primary bank account into several different accounts with different purposes. One, that gets the bulk of my paycheck for bills/mortgage, gets autodrafted. I never do ATM withdrawals from this account. A certain amount is autodeposited into savings for which I have no ATM card whatsoever. A secondary checking account gets a much smaller slice of my paycheck and is used exclusively for ATM withdr…
I seem to recall that some banks (in Estonia??) will mail you a piece of paper with a list of single-use PIN numbers. Use one, mark through it. When you get close to running out, they mail you a new list.
I seriously doubt this method is ever used for that, as it would massively increase the risk when your card gets stolen (along with the PIN list you'd have to keep on hand). Additionally, I don't think it would work with international payment/withdrawal networks like Maestro.
I always tug at the card reader on the ATM to make sure it doesn't come loose. What I don't understand is why don't ATMs in Europe use chip and pin yet? All the stores do. That would solve this problem.
Most if not all of them do. But the cards still have the mag stripe to be compatible with ATMs all over the world that don't - and those are where the cloned cards are then used.
This is an epidemic at gas stations in Southern California. I've been nailed by skimmers in LA, and a lot of my friends have too. My girlfriend refuses to use the debit cart option at Arco gas stations for fear of her card info being stolen again, and its a legit concern. They're impossible to spot unless you plan on trying to pry off the front of every payment kiosk, which as far as I know most banks and gas station…