I do believe that chrismasgift probably needs help after hitting a rough patch, as can happen to anyone. But there's enough vagueness/disconnection in the info given to be concerned that the help needed may be more than just another paying gig.
To christmasgift, I would again suggest being sure to have a deep conversation, with someone who knows you well or is an expert counsellor, to understand how things reached this point. To those offering work, I would suggest checking references.
Whether this is a rough streak of bad luck for an earnest and talented person, or something else, such considered steps will help all involved.