As a 26 year old American, my experiences with the US hospital system have been so abysmal that I would consider not even seeking treatment for many serious conditions unless I knew the solution would be straightforward. Abysmal in terms of having good medical outcomes, and being treated respectfully by hospital staff (who tend to be extremely overworked). Plus, it's degrading to have no control over how much you wil…
That was only the beginning. I received dozens of singleton bills for the co-pay amounts for dozens of separate procedures and tests, which each arrived in my mailbox over a period of seven months. Seven months of surprise bills for various different things they did in a period of a couple of hours. The charges totalled in the thousands. And of course, for each separate charge, I got mail from both the insurance company and the hospital.
The net effect being that I received nothing except doctors saying "we see nothing wrong" and being sent home. But I had to endure finding surprise bills in the mail, and doing the paperwork to pay and file them, randomly for the next seven months. Every one a reminder of how a system took advantage of me while I was down and couldn't answer for myself.
I felt betrayed, like could not one person have the sensitivity and take the time to let me rest somewhere and feed me food and gatorade or something? And no matter how much I wanted to move on from it and get on with my life, I still had to face the bills streaming in like randomized salt rubbed into the wound.
Lesson: Take outstanding care of yourself at all times without fail. Don't have medical problems. If you do, have amazing health insurance.