Hi Paul, let me just start by saying your essays are great and a true inspiration.
My team and i are from australia and we have all been working in a 9-5 and also doing our startup which after 1.5 years is almost complete (just a FEW more months). It isnt totally my choice to do a 9-5 but certain things happen in life that require that you have a stable income. Im still relatively young (27 and so is my co-founder.)
To do a 9-5 and working on a startup at the same time takes alot of resourceful-ness. Juggling responsibilities, making deals with the boss such as working from home agreements ;) occasionally telling white lies because of a major release require testing all takes fast talking.
Also getting since money isnt in abundance in our startup, as the money is being used to support family (parents and sister) we have had to come up with alternatives and do alot of our reading to understand the best company structures both for the future and for now from a company structure and taxation point of view.
Finally the coding after work until the weee hours of the morning and then getting up at 8:30 to get ready for work again. There is the relentless drive that you need to have and the resourcefulness to make the best of the money and the situation.
Reading your articles just highlights that currently we have been doing things the right way, and its good to know. We are almost done, company structure, code/application (final stages of testing), business plan, monetization plans ... cant wait to release her out into the wild.