In my opinion the high cost of living kills everything else on that list. I'd much rather have a comfortable living, travel the world and be optimistic that i will have no problems buying a nice house for me and my spouse/family if i need to/should i want to. I don't really see this possible based on what i hear from a couple of friends living and working there. Both consumed by their tech jobs, some cool things to d…
I still don't get why folks don't consider living in places just outside of SF that are much more affordable. Places such as South San Francisco, Daly City, Brisbane, Oakland, etc. The proximity to the city is very close (5-10 mins).
That said, SF is more of a place to live if you don't have children (and if you have children, you better be rich). Those with kids tend to live in the suburbs.