Killing with a car costs $1.6M, California requires drivers to carry $30K
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Re: Killing with a car costs $1.6M, California requires drivers to carry $30K
#2Related:
Paying for Driving - https://news.ycombinator.com/item?id=49665196 - September 2026
Re: Killing with a car costs $1.6M, California requires drivers to carry $30K
#3You basically need to insure yourself when using US roads. Forget the ridiculous minimum coverage requirements, a huge percentage of Americans drive around with no insurance whatsoever -- 20% or more in some states.
Re: Killing with a car costs $1.6M, California requires drivers to carry $30K
#4[dead]
Re: Killing with a car costs $1.6M, California requires drivers to carry $30K
#5You basically need to insure yourself when using US roads. Forget the ridiculous minimum coverage requirements, a huge percentage of Americans drive around with no insurance whatsoever -- 20% or more in some states.
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Re: Killing with a car costs $1.6M, California requires drivers to carry $30K
#6That is tiny. I just checked Uk legislation and it seems to require £1.2m cover for damage to property and unlimited cover for personal injury and deaths.
Re: Killing with a car costs $1.6M, California requires drivers to carry $30K
#7You basically need to insure yourself when using US roads. Forget the ridiculous minimum coverage requirements, a huge percentage of Americans drive around with no insurance whatsoever -- 20% or more in some states.
> Forget the ridiculous minimum coverage requirements, a huge percentage of Americans drive around with no insurance whatsoever
Here in New Zealand you aren’t required to have insurance at all, although every gets healthcare and lost wages paid for (ACC) in cases of injury, which is a kind of insurance.
Re: Killing with a car costs $1.6M, California requires drivers to carry $30K
#8You basically need to insure yourself when using US roads. Forget the ridiculous minimum coverage requirements, a huge percentage of Americans drive around with no insurance whatsoever -- 20% or more in some states.
Something people that bitch about the high cost of California vs Florida won't mention is how high auto and home owners insurance is in Florida. Florida is a high risk state with a lot of fraud.
Re: Killing with a car costs $1.6M, California requires drivers to carry $30K
#9You basically need to insure yourself when using US roads. Forget the ridiculous minimum coverage requirements, a huge percentage of Americans drive around with no insurance whatsoever -- 20% or more in some states.
> Forget the ridiculous minimum coverage requirements, a huge percentage of Americans drive around with no insurance whatsoever Here in New Zealand you aren’t required to have insurance at all, although every gets healthcare and lost wages paid for (ACC) in cases of injury, which is a kind of insurance.
So in order words, non-drivers are forced to subsidize drivers (who risk the lives and property of others)?
Here’s a comparison of US public subsidization of the costs of driving, from the same blog:
Re: Killing with a car costs $1.6M, California requires drivers to carry $30K
#10You basically need to insure yourself when using US roads. Forget the ridiculous minimum coverage requirements, a huge percentage of Americans drive around with no insurance whatsoever -- 20% or more in some states.
Something people that bitch about the high cost of California vs Florida won't mention is how high auto and home owners insurance is in Florida. Florida is a high risk state with a lot of fraud.
A lot of this was self inflicted by Florida. Between their roofing coverage laws and their attorney fee laws, suing for new roofs was basically free, so everyone and their dog did it.