Earlier quoted context omitted.
> You (somewhat) trust your bank For what reason? > Since you know, they have your money. You may trust them with your money, but does not equate to trusting them with anything else. Principle of least privilege, if you will. Anthropic has your chat data, which in many ways is more valuable than money, so if the only bar for free lying giving out your personal details is trusting a business with something of yours th…
> You may trust them with your money, but does not equate to trusting them with any other personal information. How do you expect that they will give you your money when you walk in to a branch and ask for a withdrawal? Or that they'll replace a lost card? Surely you'd expect them to verify your identity.
But it would also be completely reasonable to authenticate the customer exclusively using mechanisms other than government ID. You can already make a withdrawal using your bank card and PIN. If you lose your card you could sign into their website using your password and request a new one etc.
Consider what happens if you lose your government ID. Your bank has much better ways to authenticate you at that point than the government does. Government ID has a major bootstrap problem, whereas patronizing a service doesn't because a new account with no money in it belongs to whoever is signing up for it regardless of who they are, and you can at that point give them a bank card and have them provide a password and email address etc. that allows you to identify them in subsequent transactions without ever needing their name.