Earlier quoted context omitted.
Nah, you're not crazy. I'm also someone who actually reads terms documents, because I find that they're often the only thing that will be truthful about a company's intentions. And keeping it completely disconnected from the internet should be the default, in my opinion.
There is absolutely no reason to read those contracts any more. As Louis Rossman keeps pointing out, most of them now include the ability for them to change terms at any time. That's basically the null contract. Since the legal system has once again failed to protect users from corporations, it's up to users to use technical means for self defense.
For another perspective, check out the comment you're replying to.