In 2011 I got a 143€ reimbursement from Dell for an E6420 laptop that I had bought for 910€.
Maybe I got lucky but I called the customer service, told the lady I did not agree with the Windows license terms, fully ready to argue my case and she just went "oh, ok, let me just edit a new invoice and wire you the money for Windows plus the Antivirus plus etc.".
Which was extra nice because I had no idea I was in fact charged for the bloatware, but I still got ~50€ for it on top of the OS license price.
This being 15 years ago it feels like a forever unsolved issue. My opinion remains the same, that a personal computer should not be tied to a specific OS. But now with smartphones the hardware/software (de)coupling situation seems even worse.