Own nothing and be happy. Hope people don't fall for this BS. The only thing you can control is to decide where to spend your own money and time.
Apple introduces leasing program for iPhones and other devices
21–30 of 72 posts
Re: Apple introduces leasing program for iPhones and other devices
#22For what it’s worth, it’s lease to own: > At the end of your initial lease term, you can do one of the following: > Upgrade and return your current device. Footnote ◊ > Leave the program and return your current device. Footnote ◊ > Buy the device outright with a one-time payment from your Klarna account. https://www.apple.com/shop/apple-upgrade
Slightly mixing up programs there - the initial statement ("your loan will be closed") applies to customers of the current "iPhone Upgrade Program" which is now being replaced by the new lease program via Klarna.
The new program, at the end of the initial lease term, will switch to an extended 6 month month-to-month lease; then at the end of that if you have still not acted, Klarna will charge the remaining buyout amount.
> For an iPhone 17 Pro 256GB with a purchase price of $1099 (excluding taxes and any trade-in credit), the typical monthly payment is $31.99 (excluding taxes and any trade-in credit) for a 24-month lease term and $45.99 (excluding taxes and any trade-in credit) for a 12-month lease term.
Riding out a 12 month term, you'll have paid in $551.88. Buyout at that point is $547; ride out the next 6 months month-to-month another $45.99/mo and Klarna will then ding you $271 and close it all out. I assume this is how they're going to avoid any kind of possible "paying more than the cost of the phone" shenanigans from a perpetual lease.
Re: Apple introduces leasing program for iPhones and other devices
#23Not sure why people are so negative about this, macbooks only really last a few years under heavy use anyway and most small businesses would love to pay $100/employee/month to make sure they all have hardware they need rather than trying to manage depreciation accounting and cash flow. Eg often hardware over $1000 gets depreciated over 5 years but employee laptops get replaced every 3 years so subscribing can have a…
Untrue to say they don’t last, our M1 macs 6 years later are still very usable. However your point is very true for corporates, staff always want a refresh regardless if the laptop is good enough or not. These personal plans make sense for people who want the latest and don’t like the hassle of reselling
> staff always want a refresh regardless if the laptop is good enough or not
My personal experience disagrees. A lot of colleagues are absolutely happy with keeping their machines for quite some time. A lot of it - believe it or not - is simply inertia. Apple has made switching MacBooks super easy but still the process of going through the migration process from one machine to the next simply isn't worth the trouble for a lot of them (and I include myself in that group as well).
If all your people are looking for is the latest and greatest gadget then you may simply have the wrong people in your team.
Re: Apple introduces leasing program for iPhones and other devices
#24I use Klarna all the time
but I always felt that it’s more suited for fast fashion, Shein, Aliexpress etc kind of like sites. Apple giving them a huge business here selling millions of iPhones.
Re: Apple introduces leasing program for iPhones and other devices
#25I use Klarna all the time but I always felt that it’s more suited for fast fashion, Shein, Aliexpress etc kind of like sites. Apple giving them a huge business here selling millions of iPhones.
Makes sense here, then. Apple is primarily a luxury fashion company.
Re: Apple introduces leasing program for iPhones and other devices
#26For what it’s worth, it’s lease to own: > At the end of your initial lease term, you can do one of the following: > Upgrade and return your current device. Footnote ◊ > Leave the program and return your current device. Footnote ◊ > Buy the device outright with a one-time payment from your Klarna account. https://www.apple.com/shop/apple-upgrade
Slightly mixing up programs there - the initial statement ("your loan will be closed") applies to customers of the current "iPhone Upgrade Program" which is now being replaced by the new lease program via Klarna. The new program, at the end of the initial lease term, will switch to an extended 6 month month-to-month lease; then at the end of that if you have still not acted, Klarna will charge the remaining buyout am…
Good catch. Edited the original post.
Re: Apple introduces leasing program for iPhones and other devices
#27Own nothing and be happy. Hope people don't fall for this BS. The only thing you can control is to decide where to spend your own money and time.
What about it is BS? I don't see any issue with leasing things if it does make me happier.
Re: Apple introduces leasing program for iPhones and other devices
#28Apple is introducing this now because hardware capability ceilings are being hit and component prices are preventing higher specced components from being used.
I buy a new (non apple) phone most years, but I'll probably skip the next 2 years due to flatlining of specs and increasing price.
Re: Apple introduces leasing program for iPhones and other devices
#29Apple is introducing this now because hardware capability ceilings are being hit and component prices are preventing higher specced components from being used. I buy a new (non apple) phone most years, but I'll probably skip the next 2 years due to flatlining of specs and increasing price.
Agreed, there is very little happening from generation to generation. Yes, the 17 Pro had a redesign and better thermals, but was very boring otherwise. I don't really see why non-enthusiasts with a 14/15/16 Pro would upgrade.
The 17 was a good step up, but it's hard to cheer for finally getting a 120Hz display, while 300-400 Euro Android phones had them for a few years already.
The iPhone Air was the only really interesting model. But with only one camera and high introduction price, I don't think it was a failure in the market. Samsung had a similar problem with the S25 Edge - fewer cameras, but priced near the Ultra (the Air/Edge are a steal at the current pricing of 880/520 Euro, if you can live with the battery life).
I'd love to see more actually meaningful features. While the Samsung privacy display of the S26 Ultra may not have been perfect the first iteration, it's a innovative feature that is useful to a lot of people. (No, a privacy screen protector is not the same, I want to see most apps with the full flagship display glory.)
Another issue is that the pricing barely gets reduced over the year, while you can already get an S26 for just over 600 Euro.
Re: Apple introduces leasing program for iPhones and other devices
#30Earlier quoted context omitted.
I have a seven-year-old MacBook Air that is like new and runs just as fast today as it did the day I bought it. Battery lasts acceptably and it’s a joy to use.
It occurs to me that none of those metrics include numbers.
What kind of numbers would be acceptable to you?