41–50 of 88 posts
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Try raising a classic family of three with a stay at home spouse in that salary in any metro. You will quickly learn how fast those dollars disappear. Somehow my grandfather did this as a painter. Inflation is a killer.
Only if you're trying to keep up with the Joneses.
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@dang this gets brigaded? It goes in the lawsuit.
Organic downvotes at human speed are fine. GP getting flagged at machine speed? Nah dawg. That's a hard no. Edit: oh gee willicker. I completely forgot to mention I chart all of this. I don't even need an HMM. XGboost prints the fucking switch statement.
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Only if you're trying to keep up with the Joneses.
Nope! We live very conservatively. Turns out life is expensive.
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@dang this gets brigaded? It goes in the lawsuit.
I'm gonna venture a guess that it's getting downvoted because it makes no sense unless the reader happens to be familiar with your obscure references, and the linked image makes even less sense. That, and whatever you're trying to say sounds like it contains far more ideology than thought.
If they fuck with GP it's discovery.
I talk to a lot of people in the Metro NY area. One problem here is -- if you need to commute into Manhattan (job center) -- it demands a certain salary, below which commuting in is a net-loss. Rent is $2000/mo. If you have a family and cannot have multiple roommates, you might be looking at $4000/mo. "if you cannot afford it, stop complainingb and live elsehwere" they say...sure...but a commuter train into Manhattan…
When people say that, I think they mean "get another job in another city that doesn't require a commute to Manhattan."
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Considering the prior years were Covid, and the obvious scale tipping from the gov’t? Yeah right.
we've had people saying the sky is falling for years now
I talk to a lot of people in the Metro NY area. One problem here is -- if you need to commute into Manhattan (job center) -- it demands a certain salary, below which commuting in is a net-loss. Rent is $2000/mo. If you have a family and cannot have multiple roommates, you might be looking at $4000/mo. "if you cannot afford it, stop complainingb and live elsehwere" they say...sure...but a commuter train into Manhattan…
Your theory is that some people don't find it financially worthwhile to work in NYC, so therefore they decide to just give up and not work and not move anywhere else and just do absolutely nothing instead?
Homemakers aren't doing nothing, they're just not represented.
Im in the prime working age and if I didn’t have responsibilities (mortgage, health insurance, dependents etc.), I’d quit today and not participate for at least a couple of years. Corporate treatment of workers has deteriorated at an unprecedented rate since Covid and based on my anecdotal evidence we probably have a national level burnout and depression epidemic that no one is talking about or looking into. Most peo…
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Only if you're trying to keep up with the Joneses.
Nope! We live very conservatively. Turns out life is expensive.
I don't think they're saying $150-300K will be easy, but it should be doable in raising 3 kids if you make sacrifices:
1. Seriously cut down on vacations. As an example, in the first 19 years of my life I slept in a hotel for perhaps 10 nights total (over 3 separate vacations). We did not feel at all deprived. Those who do are definitely "keeping up with the Joneses".
2. Don't buy new (or even recent) cars. Once your kids are old enough to ditch the booster seat, a Camry or Accord sized car is plenty.
3. Eliminate most subscriptions and streaming services.
4. No private schools.
5. Birthday parties for kids: Keep the budget low. It's OK not to offer a meal. Cake and snacks is fine. Limited/no decoration. Just get a good cake and stuff for them to play with.
6. Eat out only on special occasions. When I was a kid, we'd get junk food once a week, and everything else was home cooked. Actual dine-in "proper" restaurants? Perhaps oncea year. Learn recipes that can be cooked quickly.
7. Don't live in SV or Boston.
8. No, you don't need to get furniture for every room in the house (if you have a decent sized house). Have a 5 (or even 10) year plan for adding furniture and other niceties to the house.
9. If the yard is expensive to maintain, stop maintaining it if you can get away with it.
10. Don't pay more than $400 for a phone, and keep it for at least 3 years (my last one was bought for less and lasted 7 years). Only buy used phones.
The part that probably craters all of the above is medical issues (high premiums + deductibles). I offer no solution for you.
(I break a lot of these rules, but I also don't complain - I know where my problem lies).