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Anti-fraud tools can't keep pace with robocall scammers

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Re: Anti-fraud tools can't keep pace with robocall scammers

#61
post #57
post #42

Earlier quoted context omitted.

> My only solution that I could think of is to have a dedicated phone line just for friends/family/work, and a second line for banking/shopping/utilities/everything else. This fails the moment one of your "clean line" contacts downloads a sketchy app that sells all their contacts, and sells an updated list as your appear in their recent calls list - meaning it's not a one-time thing, it's for a few weeks after every…

It works if you only allow incoming calls from your contacts (e.g. whitelisted numbers) on friends/family/work line. If that number leaks, who cares? The random numbers will be blocked anyway. Probably would want to set it up so the 'public' line is silenced - just periodically check the VM box for anything important.

It seems possible, but maybe not affordable, for scammers to buy information about you and then spoof numbers of places that could/should theoretically call you. If you couple this with the potential victims on the other end being elderly you've greatly increased the risks of the attack being successful.

Re: Anti-fraud tools can't keep pace with robocall scammers

#62
post #3

I no longer can answer my phone. I get at least 20-40 spam/scam calls per day, and many are legitimate companies calling for loans and refinancing offers, which started after I got a home loan. I cannot seem to stop them from calling, and even though my phone number is listed in National Do Not Call Registry for many years, it hasn't worked at all. The only relief is that on my iPhone, I was able to block all calls n…

The fix is a Google Voice number that you replace every few years. Keep your permanent number guarded for critical services only.

Re: Anti-fraud tools can't keep pace with robocall scammers

#63
post #32

I got an obviously-AI voice agent spam call yesterday. Had a bit of fun getting it to answer trivia questions (when was the treaty of westphalia ratified? answer in a rhyming couplet) as a precondition to handing over the keys to my bank accounts.

Downside is they most likely are using stolen tokens, not paying themselves so it cost them next to nothing.

Regardless, this forces them to steal more tokens. Any token wasted not getting money reduces the efficiency of the scam. The end goal would be increasing the token expenditure above the amount they scam from people.

Re: Anti-fraud tools can't keep pace with robocall scammers

#65
post #56

Earlier quoted context omitted.

I spent a little time unsuccessfully looking for a reference, but in some ancient Greek and early Roman governments, newly elected officials who were in charge of money were required to personally indemnify (become responsible for the professional liabilities of) their predecessor. If your predecessor committed fraud, you were 100% personally responsible for it. You would then gather the evidence and sue your predece…

That sounds like a great way to attract scammers and dissuade honest people, so if it's ever been tried it must have failed spectacularly (I also searched for variations of this idea but didn't turn up anything).

It probably worked for Romans because the taxes you were allowed to collect was so much more than you had to send back to Rome that you could get rich 'honestly'. That and you had options to prove the fraud that meant the other was unlikely to try.

Re: Anti-fraud tools can't keep pace with robocall scammers

#66

Is this a USA problem, or world-wide? If other countries don't have such a problem, why not?

Worldwide. It doesn't affect everyone equally though so some in each county are not having a problem while others are swamped with garbage.

Re: Anti-fraud tools can't keep pace with robocall scammers

#67

The solution is accessible law, not better anti-fraud tooling. Introduce a spam / fraud button, using it requires your pin and costs $10, but obliges your telecom provider to record the call (preferably including a few minutes before you hit the button), email you a signed recording and if found to be spam deposit $100 onto your account. Your provider may then hand the fee +10% for himself to whatever network the cal…

Simpler yet: require every call to come with a physical source address, huge (and enforced) jail times for faking it. Let the internet and the pissed callees crowdsource the rest

This would be an enormous invasion of privacy. Other countries have a lot less issues with spam calls without these measures

Re: Anti-fraud tools can't keep pace with robocall scammers

#68

Earlier quoted context omitted.

I live in Europe and I get scam calls and sales calls. Yes, legit companies spam call less in Europe due to regulation but scammers committing crimes don’t care about privacy laws etc it’s their least problems

Dont get those either, maybe just an outlier but GF don't get them either.

I get them maybe 3-4 times a year. So, not _never_ but not a big problem either

Re: Anti-fraud tools can't keep pace with robocall scammers

#69
I get messages (and often don't answer my phone; my ringer is off) in which it's obviously this automated thing but they immediately dock it down to "press 1 if..."

'Kay. So you call people and just clearly have a tone the second you hear a voice which could well be someone's answering machine

(Of course most of it would be automated, I guess)

Special place in hell for these people

Re: Anti-fraud tools can't keep pace with robocall scammers

#70

I get messages (and often don't answer my phone; my ringer is off) in which it's obviously this automated thing but they immediately dock it down to "press 1 if..." 'Kay. So you call people and just clearly have a tone the second you hear a voice which could well be someone's answering machine (Of course most of it would be automated, I guess) Special place in hell for these people

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