331–340 of 411 posts
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Giving people options that will in practice put them into spiraling debt slavery is objectively evil.
Given that the median household income in the US is $83k, I don’t think that losing $1k on a busted phone is likely to put many into “spiraling debt slavery”
If they had the money to buy the phone outright, they would probably buy it outright.
Do you think Apple wants to control all the old iphones so in the near future people can't repurpose them for inference servers once all hardware gets jailbroken by AI? I forsee all software and hardware becoming unlocked by anyone since there is a will and the way is becoming so easy with AI assistance. The cat and mouse game is about to end!
1. Consider trying other brands
2. Pass on their existing (still quite capable) phone to a family member (taking him/her out of the purchasing loop)
3. Stick with the existing model for longer as they don't find a compelling reason to upgrade.
The math for the new program is kinda perplexing, my guess is that they are hoping that most people just will send in the device and upgrade. If I am reading the FAQ here properly: https://www.apple.com/shop/apple-upgrade . > If you decide to buy the device, the purchase option fee is the list price minus any lease payments you’ve made minus any remaining discounts or trade-in credit. (excluding tax and any damage fe…
This also pushes term completion with early termination charges (discourage selling before term ends).
And they know money will be tight for their consumers, they can't lower prices anytime soon so give out 0% loans.
Following their tradition of screwing the frugal, cheapest options seem to be excluded.
Its a subscription model for Apple hardware.
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> iPhone 17 pro max would be $1199 to buy (~1273 with tax) or $34.99 for 24 months totaling $839.76. So would cost 433.33 at the end of the lease to keep it A lot of people aren’t going to have that $433 at the end of the lease to purchase the device outright, and so will have to roll it into another 2-year monthly payment, and another one after that. So the goal of the program is the same as every other similar one…
> A lot of people aren’t going to have that $433 at the end of the lease to purchase the device outright I think you're looking at this too much from the perspective of someone who wants to own the phone, not as someone who wants to consider a lease. Leases are not a new invention. A lot of people, including very financially savvy and well off people, choose to lease rather than buy depending on the circumstances. It…
The Davos ghouls are proven right each and every day:
> You'll own nothing. And you'll be happy
Back to indentured servitude we go, where by "we" I mean us, the poors, not the wealthy, nor their relatively still well-off direct servants (like many of the users here working for Big Tech).
"For now, you can continue making your remaining monthly payments." Aww, thanks for the reminder Apple!
Holy hell--you can rent a 32GB M5 MacBook Air for $33 a month. You can stick that in your closet for one hell of an agent playground. A standard $33 server has trash specs by comparison.
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I don't understand this mindset. I get that people who are going to upgrade to the latest flagship phone every 18-24 months will probably do better with this, but realistically... those people are fucking insanely financially irresponsible (and if you can afford it - no shade, I guess, its your money - lord knows I burn lots of cash on hobby projects of my own, although I tend to buy things that are actually projects…
Yeah I'm on the same page - I spend a couple hundred bucks on a low-end-of-midrange android phone every few years (usually because I broke the old one by doing something stupid like walking into the ocean with it in my pocket). I can't fathom why I would want to spend 5-10x on a flagship to do... what exactly? My current phone (Motorola g34) runs all the games fine, and that's probably the heaviest thing people use p…
I use my phones as GPS attached to my motorbike's handlebars. They get drenched in downpours, frozen in the winter, and baked in the summer sun multiple times a year. They don't skip a beat and only require the occasional battery change.
My current phone is an iphone 14, still on its original battery. It replaced a 7 which had its battery changed 5 years in. The 7 replaced a galaxy s5 which I stupidly forgot in a taxi, but it was still good enough for my uses.
There are uses for higher-end phones, among which "longer periods between changes".
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My screen is cracked, and I still prefer it over a case. Just a personal preference, I think.
Phones these days are so slippery without a case though... Is it just me? Feels like trying to hold on to a wet bar of soap sans case.
This is probably just a personal lifestyle thing, but I'd rather have a cheaper, not as good thing that I own outright rather than lease (not own) a nicer, better thing. Cars, phones, computers, whatever it is. I don't like the idea of not owning the stuff I use every day, if I could just own something not as good instead.
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> A lot of people aren’t going to have that $433 at the end of the lease to purchase the device outright I think you're looking at this too much from the perspective of someone who wants to own the phone, not as someone who wants to consider a lease. Leases are not a new invention. A lot of people, including very financially savvy and well off people, choose to lease rather than buy depending on the circumstances. It…
> If someone doesn’t have $400 to buy out the residual then I doubt they would have had the cash to pay for the whole thing up front. That’s the entire point. They would have bought a cheaper phone, or held on to their old one, but are now paying perpetual monthly payments. There’s a reason car dealerships never ask “how much can you afford”, but “how much do you want to pay every month”. There’s a reason Klarna is r…
This kinda sounds like, "We should make it hard for people to make poor financial decisions." Which seems like an answer completely orthogonal to the problem at hand.