The iPhone Upgrade Program is being replaced by Apple Upgrade

Post by criddell » Tue, Jul 28, 2026, 8:44 PM UTC

swat535 wrote: post #63

socalgal2 wrote: post #61

I'm not sure I understand all the hate in this thread. I had a friend who bought a new Mac every year, selling his old Mac. His calculation was that it was about the same price as keeping one Mac and upgrading every 5 years. I'd consider leasing a Mac through this program. I priced one out, with the options I chose it's $8149, lease for $177 (6372 for 3yrs, 8496 for 4yrs). Yes, at the end of those 3 years I don't hav…

I don't see the point for consumers. Perhaps a minority will buy a new model every year but many people keep their devices for years to come. Companies that require frequent hardware refreshes would benefit from this, though Apple already had has programs for those.

Post by thewebguyd » Tue, Jul 28, 2026, 8:52 PM UTC

nerdjon wrote: post #135

dgellow wrote: post #74

Earlier quoted context omitted.

> Is a 3 year upgrade cycle for a MacBook Pro unreasonable? For a personal machine? Yes that’s something I see as unreasonable, MacBook Pros have a very long lifespan. M1 laptop are still pretty awesome machines. For a business an upgrade every 3 years could make sense

I mean we are talking about the "Pro" machine. I think there is likely an argument to be made that if you are not doing a task that would genuinely improve with more powerful hardware do you actually need the Pro machine and you could instead go with a MacBook Air that you keep for far longer since your doing basic tasks. I do think there is still some ideas of the pro vs the Air that we are still stuck with from the…

Post by gruez » Tue, Jul 28, 2026, 8:54 PM UTC

bijowo1676 wrote: post #107

paxys wrote: post #65

Earlier quoted context omitted.

> iPhone 17 pro max would be $1199 to buy (~1273 with tax) or $34.99 for 24 months totaling $839.76. So would cost 433.33 at the end of the lease to keep it A lot of people aren’t going to have that $433 at the end of the lease to purchase the device outright, and so will have to roll it into another 2-year monthly payment, and another one after that. So the goal of the program is the same as every other similar one…

its not that they wont have $433, it is that people will be unwilling to shell out $433 for two year old device, if they have an option to renew it for a shiny new model and roll forward into another BNPL loan

Post by HeWhoLurksLate » Tue, Jul 28, 2026, 8:57 PM UTC

Aurornis wrote: post #100

paxys wrote: post #96

Earlier quoted context omitted.

> If someone doesn’t have $400 to buy out the residual then I doubt they would have had the cash to pay for the whole thing up front. That’s the entire point. They would have bought a cheaper phone, or held on to their old one, but are now paying perpetual monthly payments. There’s a reason car dealerships never ask “how much can you afford”, but “how much do you want to pay every month”. There’s a reason Klarna is r…

You know those financially irresponsible people don’t need this program, right? They would have used a credit card to buy it with much worse terms You seem tilted at Apple for offering a financing option, but your real gripe is apparently with some people who have poor financial decision making skills. Those people could (and probably would) do a lot worse with traditional options like a credit card. Can we at least…

Post by malshe » Tue, Jul 28, 2026, 8:59 PM UTC

iamnothere wrote: post #62

fckgw wrote: post #43

Earlier quoted context omitted.

You can still just buy it. This is another payment option.

For now