Decathlon Germany adds Wero payment option to decathlon.de website

Post by tosti » Mon, Jul 27, 2026, 9:23 PM UTC

tremon wrote: post #188

tosti wrote: post #187

Earlier quoted context omitted.

Which is complete bullshit with the Euro having been specifically invented to be used across the EU. I had a similar moment of stupidifiedment trying to park in Germany with a phone set to Dutch region. Euro in cash works everywhere Euros are accepted but apps on the freaking Internet? Nah, gotta restrict that to the publisher country only.

Switzerland is not part of the EU nor the Eurozone though. It's still a shortsighted stance of Postbank not to open the app to at least the DACH region, but that specific argument carries little weight.

Post by bluebarbet » Mon, Jul 27, 2026, 9:36 PM UTC

anticrymactic wrote: post #105

altern8 wrote: post #92

Earlier quoted context omitted.

> instant transfers that cannot cost more than standard transfers Interesting, I didn't know that. Now, why would anyone want to do a non-instant transfer, then (short of not knowing about it like in my case)? Doesn't this mandate basically make all transfers instant?

My bank sets the default to "Standard (1-3 Days). Many forget to click the checkbox. I have also heard: "I only do instant when I need it" implying some implicit cost/limit they fear. This is probably still worth it for Banks. As not _all_ transfers are now the dreadful super expensive instant variety.

Post by paperpunk » Mon, Jul 27, 2026, 9:37 PM UTC

TRiG_Ireland wrote: post #138

anticrymactic wrote: post #25

Wero is such a valuable asset for Europe and couldn't have come at a better time. It's built on the excellent SEPA system, which standardized bank transfers and "Lastschrift" in Europe. SEPA itself got a huge upgrade last year with mandatory instant transfers that cannot cost more than standard transfers between European checking accounts. Both of those allowed Wero to happen as a final abstract top layer, meaning: t…

My bank (BOFIIE2D) now gives me the option of instant or standard payments. Both cost the same. And in both cases the money leaves my account instantly. I can just choose whether it arrives at the recipient instantly or after a few days. I have no idea why standard is still an option. Why would I want that?

Post by pembrook » Mon, Jul 27, 2026, 9:39 PM UTC

bluebarbet wrote: post #190

pembrook wrote: post #151

Earlier quoted context omitted.

To be honest I like the idea of forcing merchants to accept credit cards in addition to this. Regardless of how much I like the idea of a payments layer without Visa/Mastercard fees, I think the rich engineers of hackernews and 10,000 overpaid consultants who worked on this massively underestimate how valuable an interest-free 30 day bridge loan is to average people (and businesses) on monthly payroll. Combine this w…

This applies more to the USA than to Europe, where "credit cards" are in fact mostly debit cards (cursory research says 71% vs 26% in America), and ordinary people tend not to be up to their necks in consumer debt. Anecdotally, I've never used an actual credit card in my life.

Post by bluebarbet » Mon, Jul 27, 2026, 9:43 PM UTC

upcoming-sesame wrote: post #32

CJefferson wrote: post #13

This type of thing (scan QR code) is how basically all payments were done when I was recently in China, via wechat or alipay (either you show your QR code for big shops, or scan their QR code for small shops / vendors. They can just print them out if they want and hang a copy). I found it superior to other systems I've used in basically every way. Particularly for small market stalls -- I scan their QR code, I enter…

To me NFC is superior. It checks all the boxes you mentioned plus quicker / last steps