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I paid in at their first $99 discounted rate (2010) and was very disappointed when they tried to demand a non-discounted new sample for newer tests about a year later. If I had paid the full $500 I would have been downright peeved. Still, I'm glad I did it, 23andMe is a very enlightening experience. I even found some distant relatives I never knew about.
Blog's having trouble with the load; here's a direct link to the press release: https://www.23andme.com/about/press/12_11_2012/
If their results are accurate to a degree, why are their tests not being subsidized by insurance companies. How much would an insurance co save by alerting a patient to her chances of getting diabetes, not to mention the money the patient would itself save.
Who on earth would share their genetic profile with their insurance company? That's just asking for trouble.
If their results are accurate to a degree, why are their tests not being subsidized by insurance companies. How much would an insurance co save by alerting a patient to her chances of getting diabetes, not to mention the money the patient would itself save.
Who on earth would share their genetic profile with their insurance company? That's just asking for trouble.
If their results are accurate to a degree, why are their tests not being subsidized by insurance companies. How much would an insurance co save by alerting a patient to her chances of getting diabetes, not to mention the money the patient would itself save.
1. Genetic disorder. Tay–Sachs, etc. This stuff is priceless, because in the past, you had to pay thousands of dollars to get these same tests tone. These are accurate and very worthwhile ... but the majority of people will come back with all negative results, which is actually a good thing.
2. Your "increased risk" to certain diseases, like heart disease, etc. IMHO, these aren't worth much. A substantial portion of the risk for these types of diseases is related to lifestyle, so take it with a grain of salt.
3. Fun info, like telling you your eye color, where your ancestors came from, etc.
> why are their tests not being subsidized by insurance companies.
Insurance companies really only want #1. And guess what? That's info that I really don't want them to have.
By chance, I just read a typical life insurance contract and it already stated that if you have undergone a genetic testing, you do have to disclose your results if you enter into a life insurance contract >300.000€. This was stipulated in the contract and not under general German contract law. If you do not disclose your results, the company can void the contract any time and/or terminate it any time in the future.
This is going to be THE most important issue with genetic testing - the implications for your insurance contracts. Obviously, your test results can have massively positive or negative results.
Earlier quoted context omitted.
Who on earth would share their genetic profile with their insurance company? That's just asking for trouble.
The same people who would install driving monitoring devices to lower their auto insurance[1]. Not everyone cares about privacy. [1]: http://www.nytimes.com/2012/11/25/business/seeking-cheaper-i...
"Sorry sir your infant child is not eligible for that heart operation due to the genetic marker we discovered in your profile."
I paid in at their first $99 discounted rate (2010) and was very disappointed when they tried to demand a non-discounted new sample for newer tests about a year later. If I had paid the full $500 I would have been downright peeved. Still, I'm glad I did it, 23andMe is a very enlightening experience. I even found some distant relatives I never knew about.
Earlier quoted context omitted.
Who on earth would share their genetic profile with their insurance company? That's just asking for trouble.
Why not ? laws could be passed to forbid the use of genetic profiles in establishing premium rates the same way gender or ethnicity are not allowed for use when calculating credit scores. We're talking about a win-win-win (consumer, insurance company, state/ fed) situation for everybody if only we could learn to trust a lil bit. Why does every relationship between a consumer & a service provider has to be rooted in m…
Because of money.