We need Linux on phones. Bank apps not needed as long as I can use browser. But do need some things like wireless cards, popular apps like Sonos and Spotify working.
I'd love to see legislation that mandated a functioning web experience for critical services like this (banking, utilities, etc) - otherwise it will continue to further entrench the current duopoly.
(I suppose this is also an instance where I should do a better job of voting with my feet and supporting services that do offer this)