With physical U2F key, I could explain to my 78 year-old-parents "this is a physical key needed to access your account. Think of it like the front door key to your house. Don't lose it or lend it to anyone. We should have a couple of backup keys too." And they got completely understood and added it to all of their accounts. This was not hard. People assumed consumers were too stupid to do this without even giving the…
I still can't even get a physical key anywhere in person. You can certainly get phones just about anywhere, but you can't get any FIDO keys at brick and mortar, last I checked. Until I can tell Grandma to "go down to Walmart and ask the man at the electronics counter for a Yubikey", we still have a few issues. (No. Ordering online is *not* a valid option in this scenario. If I want to order a Yubikey to this address…
If I were administrating that part of her life too, then maybe, but I'm not really happy with how Yubikey has solved for this problem either. If I could buy them for nearly throwaway amounts of money, and I could make backup copies without issue, then I might even jump on that particular train myself.