Stripe and Advent have made a joint offer to acquire PayPal – sources

Post by carlosjobim » Wed, Jul 15, 2026, 9:20 PM UTC

nickjj wrote: post #65

I'm not sure I like this idea. Braintree is a legit competitor to Stripe. I'm guessing they have some informal agreement to keep transaction fees about the same but if they become 1 company, what's to stop Stripe from raising fees even more? I'm not a fan of either to be honest, PayPal once told me I was wrong with something related to taxes and a bunch of different reps told me what I was saying and reported was imp…

Post by root_axis » Wed, Jul 15, 2026, 9:23 PM UTC

edoceo wrote: post #127

root_axis wrote: post #122

Earlier quoted context omitted.

Why do people think this? Since when do giant corporations care about morals? As usual, everything is about money. You can be sure that part of the interest in a paypal acquisition is paypal's consumer wallet product which allows them to extend into lines of business that are currently constrained by Stripe's model.

Or, because as you say it's money (I agree) the Stripe will put their "morals" in place - with the financial result they reduce risk, get less chargebacks and lower costs - then pass the savings on to the C-suite. Morals, generously interpretation of the usage, was just to indicate that Stripe has a more narrow risk window. Only an idiot would think it was about actual human-grade morals or ethics. Let alone that the…

Post by frollogaston » Wed, Jul 15, 2026, 9:24 PM UTC

nolok wrote: post #34

charlieyu1 wrote: post #20

PayPal user for 20+ years and it is time to end that dross

Nah, I hate them with a passion as a merchant but I absolutely love them as a buyer and customer. There is a reason why after all these years and other solutions they're still everywhere, and it's not because of their great tooling, their low fees or their awesome support for merchant. It's not because of market lock in either, at least here in Europe they're merely a middle man between my credit card or sepa bank ac…

Post by carlosjobim » Wed, Jul 15, 2026, 9:26 PM UTC

benmorris wrote: post #90

I'm not sure how this is a good thing. There are already very limited options to accept payments online, consolidating two of the major ones is not a great thing.

Post by reddalo » Wed, Jul 15, 2026, 9:35 PM UTC

edoceo wrote: post #114

3uler wrote: post #110

Earlier quoted context omitted.

In my experience, having worked at several large PSPs, it is Mastercard and Visa who are the morality police. Stripe are just enforcing the rules insisted on by them, and PayPal forgot about them 3 layoffs ago.

Then how do other processors go over the Visa and MC rails for these transaction types? How does Stripe allow some and then block others?