The Three-Second Theft: Why AI Voice Fraud Outruns Every Defence

Post by atleastoptimal » Wed, Jul 15, 2026, 7:38 PM UTC

saltcured wrote: post #133

Sad times are coming for a lot of families and individuals. It isn't just that technology is upending our naive ideas of trust and authenticity. This is, essentially, the broad class of "confused deputy" attacks. And the robust mitigation is to disempower the easily confused deputy, rather than to think you can block confusing signals. A looming problem with shifts in demographics and family structure is that many pe…

Post by indymike » Wed, Jul 15, 2026, 7:47 PM UTC

smallmancontrov wrote: post #181

Perseids wrote: post #169

Earlier quoted context omitted.

I'm usually not one to focus on technological solutions given sociological problems, but this one seems to be a good exception. If we "just wanted to" [1] all this fake calls could be stopped by requiring strong authentication/authorization. We are very much used to just anybody being able to call my number, but that doesn't need to be the case. At the very least, cold calls should be treated as skeptical in the UI a…

Speaking of which, what happened to SHAKEN/STIR? I thought the strong authentication requirements came down the pipe years ago and they were going to start turning off (or hiding by default) routes of low reputation. That was years ago, it was supposed to take years, but here we are years later and I still get loads of spam calls. What happened?

Post by FireBeyond » Wed, Jul 15, 2026, 8:05 PM UTC

thwarted wrote: post #135

Karliss wrote: post #118

Earlier quoted context omitted.

Scammers can also trick the victim into reversing the roles and telling password to scammer. Even banks ocassionaly get this wrong. I have had my bank call me and ask me to read numbers from number card. If a trained bank employee following a script designed by (hopefully) an expert cant get it right, the chance of elderly relative spotting mistakes in protocol is close to 0.

The bank is trying to authenticate you, while you're trying to authenticate the bank. The bank calls and tries to authenticate themselves to the callee by saying "is your birthday such and such?", they're risking sharing PII with an unauthorized third-party. The solutions are a non-trivial amount of effort that no one really wants to put up with, unfortunately. I used to have a residential mortgage with two other peo…

Post by coldtea » Wed, Jul 15, 2026, 8:25 PM UTC

jdashg wrote: post #187

saltcured wrote: post #133

Sad times are coming for a lot of families and individuals. It isn't just that technology is upending our naive ideas of trust and authenticity. This is, essentially, the broad class of "confused deputy" attacks. And the robust mitigation is to disempower the easily confused deputy, rather than to think you can block confusing signals. A looming problem with shifts in demographics and family structure is that many pe…

Disempowering deputies is how you end up with customer service that can't actually provide service to customers. Low-trust societies are a huge efficiency loss, and just a general pain in the ass if you are acting in good faith.

Post by kraquepype » Wed, Jul 15, 2026, 8:27 PM UTC

Forgeties79 wrote: post #164

glaslong wrote: post #104

Earlier quoted context omitted.

"Greasing the wheels" seems right in principle, but possibly putting the accelerant factor a bit... mildly. Like going from burning the turkey in the oven, to deep frying and burning your whole house down. > cybercrime losses across the United States rose 26 per cent in a single year > The FBI was candid that even these figures understate the problem. AI attribution in the report reflects only what victims recognised…

To build on your point, I have this comment I wrote months ago that I end up pasting (or pasting a bit altered) probably every week: “Before LLM’s there was_____” I see this whenever an LLM’s impact is assessed. We know. The issue is scale and the ability for smaller and smaller groups (down to individuals) to execute at scale. LLM’s are pouring massive amount of gasoline on existing issues and people just keep shrug…