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The Three-Second Theft: Why AI Voice Fraud Outruns Every Defence

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171–180 of 255 posts

Re: The Three-Second Theft: Why AI Voice Fraud Outruns Every Defence

#171
post #54

Earlier quoted context omitted.

A terse, altered "Hello" is all I say. Sometimes I don't say anything. Most humans would wait a few seconds then prompt with "...Hello?", whereas bots tend to hang up after ~2s silence

Don’t you guys have phones that screen calls?

My colleagues regularly get calls from nurseries, daycare, parents at the after school club, friends of their children or their parents and so on.

They can probably ignore international calls, although only probably.

Re: The Three-Second Theft: Why AI Voice Fraud Outruns Every Defence

#172
A year ago I promoted the idea among my wife's family that we should establish a sign/countersign system for the family and use it regularly so that in the event of something like this we could positively identify a legit request.

Would have come in handy when our niece was traveling in Asia and asked for money a few times, but in this case it wasn't a scam.

I got no traction with it, which I was a bit surprised by because one of the family members works at the Puzzle Palace.

Re: The Three-Second Theft: Why AI Voice Fraud Outruns Every Defence

#173
post #84

Earlier quoted context omitted.

Not a thorough safeguard, if scammers have half a brain cell they can provision a VOIP number for such a request. They’re nothing if not accommodating.

You're supposed to call them back on a number you know is really that person/company. This ensures the person you're talking to is actually from your bank and not just calling from a random number and saying "I'm from your bank," or even spoofing a real number of your bank or a family member, because when you call back it will go to the real person and not the impostor. This is a very useful precaution for banks, and…

Yes, that's my point. There will be a "reason" why the callback needs to be another number.

Also, given at least in America, our cell phone providers STILL haven't fully blocked caller ID spoofing (last I checked, they just add some tiny icon in the rare case that the CID is trustable, and I'd bet 99.9% of people don't even know that exists!) they can spoof the initial call as your number and many targets will probably mistakenly think the CID match is good enough to just skip it, especially in this "very urgent situation" with you being held at knifepoint by the corrupt third-world cops or whatever.

Re: The Three-Second Theft: Why AI Voice Fraud Outruns Every Defence

#174
post #50

So, you answer your phone to the scam and… now they have your voice too. Talking on the phone is now an unmitigated liability.

A few years back, I would talk with scammers for a while to waste their time. Now I don't. LPT: Please have a codeword or phrase that you use with your loved ones so even if the scammers use your voice, they won't know the phrase.

The article mentions this strategy, and points out that when confronted with an emotional emergency situation, the victims simply might not remember to use the protocol.

Not a bad idea, but not a brick wall.

Re: The Three-Second Theft: Why AI Voice Fraud Outruns Every Defence

#175
> It requires, second, regulating the supply of the weapon. [...]

i guess even local models can do this now, especially in non-interactive mode.

so, i have a hard time reading this part as mere naivitee, as opposed to enemy propaganda in support of mandatory digital ID's for everything. or for straight out criminalizing "unauthorized" compute altogether?

Re: The Three-Second Theft: Why AI Voice Fraud Outruns Every Defence

#176
post #106

Earlier quoted context omitted.

> (I'd worry less about crypto though as it's pretty hard for grandma to reliably setup) These scumbags send grandma to a Bitcoin ATM.

Most usage of Bitcoin ATMs (they're actually "reverse ATMs"0 in America is for these scams. Eliminating them would be a great start; they really have no legitimate purpose. A while ago, some police department simply seized them and the cash inside and reimbursed victims with the proceeds thereof.

I didn't know that they (the reverse ATMs) were being outlawed until i saw a Kitboga + AARP interview on youtube the other day.

https://www.youtube.com/watch?v=6A4uKSvFU40

Kitboga is a dang hero.

Re: The Three-Second Theft: Why AI Voice Fraud Outruns Every Defence

#177

What are legitimate uses for copying someone's voice without permission? I see none. Those scientists are just helping criminals to fully automate scamming and governments to create fake videos.

Parody for one. Trey Parker and Matt Stone (of South Park) created a nice one that clones faces (but uses celebrity impersonators for voices). https://en.wikipedia.org/wiki/Sassy_Justice https://www.youtube.com/@SassyJustice/videos Full video at https://www.youtube.com/watch?v=9WfZuNceFDM

They can do the parody using their own voices. There is no need for cloning someone's real voice.

Re: The Three-Second Theft: Why AI Voice Fraud Outruns Every Defence

#178
This makes me REALLY question "this call may be recorded for quality purposes"

Now other businesses are starting to reference their privacy policy at the beginning of a call, which leads me to think there are many more uses popping up for our recorded voice.

I'm sure a certain percentages of recordings of our voice "to stop fraud" might be used to start fraud.

Re: The Three-Second Theft: Why AI Voice Fraud Outruns Every Defence

#179
post #178

This makes me REALLY question "this call may be recorded for quality purposes" Now other businesses are starting to reference their privacy policy at the beginning of a call, which leads me to think there are many more uses popping up for our recorded voice. I'm sure a certain percentages of recordings of our voice "to stop fraud" might be used to start fraud.

Maybe a good time to bring up (again) the fact we don't impose enough liability risk on companies that collect data willy-nilly.

Re: The Three-Second Theft: Why AI Voice Fraud Outruns Every Defence

#180
post #22

Sounds like AI is just greasing the wheels of a long established 'grandparent scam'... goes something like this: 1) voice one: young adult calls, sobbing 2) grandparent inquires with a name... "Ben, is that you?" 3) voice one: "Yes grandma, it's me, Ben... I'm in trouble, please don't tell mom 4) voice two: "Hello, I'm attorney..." My grandmother fell victim to this almost 20 years ago, which only stopped when Wester…

YC S27's ScamMyGrandparents.com lets you simulate these against your own grandparents, so you can shame and educate them when they naively wire your college trust fund to a safe account. You are able to refund either the whole amount, or keep some for yourself since they won't know any better. The cost of service is variable depending on how many homes they own.

I read this comment and was like "but what is their business model?" before I realized
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