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The Three-Second Theft: Why AI Voice Fraud Outruns Every Defence

smarterarticles.co.uk

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Re: The Three-Second Theft: Why AI Voice Fraud Outruns Every Defence

#81

Post by ceejayoz »

mikepurvis wrote: post #68
saidnooneever wrote: post #61

Earlier quoted context omitted.

i agreed key phrases. id recommend it. something unrelated to the family and totally arbitrary, agreedupon only verbally. (or write it down for them if they are old and memory is an issue. you can remind them to read your note out loud.. easy). this way, you do not footgun yourself in the event you'd ever need to ask something. Money isnt the only thing they can ask, and no one (i think) has a glass orb to tell their…

Key phrases make sense to put in place, but another easy safeguard is: "Before you send anything to anyone, ever, call them back. Doesn't matter if it's me, the bank, a lawyer, whatever... tell them 'hang on I have another call coming in, let me just call you back in a few minutes, okay?'"

"They say they're going to cut a finger off every time you hang up."

Re: The Three-Second Theft: Why AI Voice Fraud Outruns Every Defence

#82

Post by xp84 »

saidnooneever wrote: post #61
Foobar8568 wrote: post #36

Earlier quoted context omitted.

I told my parents that I will never ask for money, doesn't matter the situation, even with live video, it's trivial to generate live audio and video nowadays. I hope they got the message.

i agreed key phrases. id recommend it. something unrelated to the family and totally arbitrary, agreedupon only verbally. (or write it down for them if they are old and memory is an issue. you can remind them to read your note out loud.. easy). this way, you do not footgun yourself in the event you'd ever need to ask something. Money isnt the only thing they can ask, and no one (i think) has a glass orb to tell their…

“But, Ben, you didn’t ask me for money when you called last night at 2AM. You asked for $4,000 in Fortnite gift cards to be released from Mexican prison. Thankfully 7-11 had them and was open!”

Re: The Three-Second Theft: Why AI Voice Fraud Outruns Every Defence

#83

Post by Aurornis »

skybrian wrote: post #21

This blog is kind of an interesting hybrid: > Every article published on SmarterArticles is authored and editorially controlled by Tim Green. Artificial intelligence tools are used within a structured and supervised workflow as research and drafting instruments. All arguments, framing decisions, source selections, and final publication choices remain human-directed and under my full responsibility. There are referenc…

> Artificial intelligence tools are used within a structured and supervised workflow as research and drafting instruments.

This has become the highbrow way of admitting that AI is writing the articles: Calling it “drafting” is another way of saying that the article was written by AI and the person publishing it maybe reviewed it. Maybe they skimmed it and published it directly.

For what it’s worth the article felt obviously AI heavy to my first read.

Re: The Three-Second Theft: Why AI Voice Fraud Outruns Every Defence

#84

Post by xp84 »

mikepurvis wrote: post #68
saidnooneever wrote: post #61

Earlier quoted context omitted.

i agreed key phrases. id recommend it. something unrelated to the family and totally arbitrary, agreedupon only verbally. (or write it down for them if they are old and memory is an issue. you can remind them to read your note out loud.. easy). this way, you do not footgun yourself in the event you'd ever need to ask something. Money isnt the only thing they can ask, and no one (i think) has a glass orb to tell their…

Key phrases make sense to put in place, but another easy safeguard is: "Before you send anything to anyone, ever, call them back. Doesn't matter if it's me, the bank, a lawyer, whatever... tell them 'hang on I have another call coming in, let me just call you back in a few minutes, okay?'"

Not a thorough safeguard, if scammers have half a brain cell they can provision a VOIP number for such a request. They’re nothing if not accommodating.

Re: The Three-Second Theft: Why AI Voice Fraud Outruns Every Defence

#85

Post by stronglikedan »

skybrian wrote: post #21

This blog is kind of an interesting hybrid: > Every article published on SmarterArticles is authored and editorially controlled by Tim Green. Artificial intelligence tools are used within a structured and supervised workflow as research and drafting instruments. All arguments, framing decisions, source selections, and final publication choices remain human-directed and under my full responsibility. There are referenc…

A good example of someone using AI as a tool and owning their output they should. The craftsman is still responsible for straightening the bent nail, even if it were the hammer that slipped.

Re: The Three-Second Theft: Why AI Voice Fraud Outruns Every Defence

#86

Post by Hackbraten »

abirch wrote: post #50
imoverclocked wrote: post #24

So, you answer your phone to the scam and… now they have your voice too. Talking on the phone is now an unmitigated liability.

A few years back, I would talk with scammers for a while to waste their time. Now I don't. LPT: Please have a codeword or phrase that you use with your loved ones so even if the scammers use your voice, they won't know the phrase.

> LPT: Please have a codeword or phrase that you use with your loved ones

They keep refusing ideas like these on the grounds of them being “not stupid” and “able to see through such attempts immediately, 100% of the time” and “do you think we’re stupid?”

Re: The Three-Second Theft: Why AI Voice Fraud Outruns Every Defence

#87

Post by xp84 »

ceejayoz wrote: post #71
throwaway89201 wrote: post #58

Earlier quoted context omitted.

It's very, very hard for untrained people to be strict about verifying any secret phrase. The attacker can make all kinds of excuses, while creating urgency, and many people quickly abandon verifying the phrase. A scene in One Battle After Another comes to mind.

At some point, the scam evolves to a live video of a gagged loved one being tortured. "Stop wasting my time or they lose another finger." People aren't prepared for this shit.

Oh, man. That does seem likely. What a world. I wonder if eventually there won’t be a human in the loop, just a model trained to make money with a strategy like that, automatedly selecting victims and a person to be impersonated for each. Pre-render a few videos, place multiple calls in parallel. Basically a turnkey Docker container that takes a bitcoin address as a parameter and fills it with stolen money.

Re: The Three-Second Theft: Why AI Voice Fraud Outruns Every Defence

#88

Post by stronglikedan »

Foobar8568 wrote: post #36
offsign wrote: post #22

Sounds like AI is just greasing the wheels of a long established 'grandparent scam'... goes something like this: 1) voice one: young adult calls, sobbing 2) grandparent inquires with a name... "Ben, is that you?" 3) voice one: "Yes grandma, it's me, Ben... I'm in trouble, please don't tell mom 4) voice two: "Hello, I'm attorney..." My grandmother fell victim to this almost 20 years ago, which only stopped when Wester…

I told my parents that I will never ask for money, doesn't matter the situation, even with live video, it's trivial to generate live audio and video nowadays. I hope they got the message.

I recently did the same, and I, too, hope they got the message. We agreed that there is nothing that needs to be acted upon immediately, and that anything questionable would be discussed with the whole family first.

Re: The Three-Second Theft: Why AI Voice Fraud Outruns Every Defence

#89

Post by chrisjj »

hyperhello wrote: post #51
cik wrote: post #27

Earlier quoted context omitted.

Yet all of this can be easily defeated with soft language. The basic check "what's the password/verification word" will defeat this every time. This is basically opsec that we taught my grandparents, who were in their 90s. Its doable.

So they trick the kid out of the password first by calling them and pretending to be the parent.

But kid knows not to give password to a caller.

Re: The Three-Second Theft: Why AI Voice Fraud Outruns Every Defence

#90

Post by xp84 »

TomK32 wrote: post #70
abirch wrote: post #50

Earlier quoted context omitted.

A few years back, I would talk with scammers for a while to waste their time. Now I don't. LPT: Please have a codeword or phrase that you use with your loved ones so even if the scammers use your voice, they won't know the phrase.

I'm getting a lot of calls recently and don't give them more than a Hello and whatever music, radio show or Tour de France broadcast I'm listening to. Sometimes they hang in there for half a minute.

Sometimes if I’m suspicious about the number now, I just answer and say nothing. A human will get confused after 5 seconds and say “Hello?Hello??” But the very shitty bots that usually call, just wait patiently for a long time for your hello, and don’t seem at all fazed by it.
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