In a personal context, you're not hindered from doing those things, so you're correct in that regard. The problem is economic and social. The AI is mediocre enough to drive the value of those things way down; possibly to zero. When something isn't valuable, people are less likely to learn it, and in the future it's less likely that anyone will actually have those skills. For example, we've slopped many illustrators out of jobs and essentially made art (an already awful paying career before AI) economically infeasible. AI illustrations kind of suck though, and even when they're technically competent they're kind of soulless. So you might say, ok, I will hire/contract an artist if I care about the quality of my illustration! Ok, but, if artists are being priced out by a machine then how long before there's no real market for finding a human to do it because all the artists gave up and got a job at starbucks and all you have left are amateurs?
This is almost certainly going to bite us in the ass long term, because eventually without human creativity you're just training AI's on other AI slop, or limiting the possible catalogue of styles to "things that existed before AI ruined every creative job". I guess the question is, what kind of future do you want to live in? One where we have a massive abundance of easy-to-create but vaguely worthless artifacts in a society that's completely devalued being good at something? It just sounds really dystopian to me.