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AI boom risks global financial crash, warn central bankers

telegraph.co.uk

131–140 of 228 posts

Re: AI boom risks global financial crash, warn central bankers

#131

Earlier quoted context omitted.

you mentioned a very good point about scalability. we're seeing alot of productivity gains, but only from SWEs, which are but a very small segment of the global economy. all other economic use cases require thorough last-mile development and iteration that is not too different with current automation tools.

All those automaton tools will eventually be initially one-shotted and then monitored by LLMs though. There probably won't be a "last mile" per se; just constant tweaking and optimizations throughout, within a feedback loop.

What your describing is iterating in the last mile. Your assuming that the AI will iterate in the last mile with the same efficacy that it iterates before that. I think that will fail. Thats the bitter lesson, that adhoc solutions to the last mile (rather than generalozed solutions that scale with training data) asymtotally stall and so dont scale.

Meaning claude code wont be able to make a "claude video editing" or "claude accounting" with the current tech. Human experts will need to encode their knowledge into it for the last mile and that wont scale the way these speculations expect

Re: AI boom risks global financial crash, warn central bankers

#132

Earlier quoted context omitted.

The population of students is shrinking and there is (unnecessarily) growing overhead that has to be paid for.

The people in charge of the schools don’t seem to think it’s unnecessary overhead?

of course their luxury SUVs wouldn't think it's an unnecessary overhead. Come on guy, those expense accounts aren't going to pay for themselves...

chop chop... get to it.

Re: AI boom risks global financial crash, warn central bankers

#133

I'm not usually for arguments of "this money could have been better spent elsewhere", but here's a thought experiment. Lets say instead of injecting $2 trillion and counting into a few AI companies, we instead injected $2 trillion dollars into things like infrastructure (real infrastructure, not GPU warehouses), education, helping out communities ravaged by globalization (I doubt most people on Hacker News venture ou…

Just return the taxes instead

Re: AI boom risks global financial crash, warn central bankers

#134
The BIS report: https://www.bis.org/publ/arpdf/ar2026e1.pdf

"The five largest hyperscalers are set to spend over a trillion US dollars on AI-related capital expenditure from 2025 through 2026. These commitments are outpacing earnings and the free cash flow of these firms, leading some to issue debt to raise additional financing (Graph 11.A). This investment race may be partly driven by the perception that only a small number of players with superior technology will ultimately dominate the market shares. The intense competition raises the risk of firms over-committing resources to investment projects with still uncertain returns, leaving all firms vulnerable to disappointments in AI payoffs. Model analysis based on such contest motives highlights the downside risk of current AI exuberance. As competitive pressure drives capex higher, the net economic surplus – the total payoff less investment costs – declines for the sector as a whole and could turn negative in adverse scenarios (Graph 11.B). Disappointment in returns could trigger a sudden pullback in financing and turn the capex boom into a protracted investment bust, with potential knock-on effects on financial conditions (see below).

Another risk is that the AI boom runs into a supply side roadblock. The AI build- out has recently been facing growing bottlenecks in electricity, advanced semiconductors and grid equipment. Fast-growing demand for computing power is already pressuring electricity prices and input costs, with potential spillovers to inflation. Looking ahead, these temporary shortages may also amplify over-investment, as firms attempt to lock in future capacity through long-dated contracts that further expose them to any disappointments in demand.

...

Should inflation rise significantly or AI-led investment turn to a bust, the macroeconomic consequences could be amplified by existing financial vulnerabilities. A tightening of policy rates needed to contain inflation could precipitate a sharp pullback in asset prices after a prolonged period of exuberant risk-taking, triggering disruptive macro-financial feedback loops. A reversal of AI optimism could likewise have major financial consequences, given AI firms’ rising leverage and growing footprint in credit markets. Vulnerabilities extend to their supplier ecosystem, including engineering, procurement and construction (EPC) contractors whose balance sheets are comparatively weak, leaving them exposed to any capex pullback by hyperscalers.

...

A sharp repricing of equity risk could prompt a reassessment of corporate credit risk and lead to tighter credit conditions more broadly.1 Indeed, broad indices of credit spreads tend to correlate negatively with stock market returns (Graph 14.A), more so for the high-yield than the investment grade segment. While large, synchronised corrections in both markets are rare, there are notable precedents such as the Great Financial Crisis and the March 2020 dash for cash episode. A repricing of risk this time, whether triggered by higher interest rates or an AI bust, has the potential to be similarly disruptive by triggering a corporate credit freeze with wider implications for aggregate investment."

Re: AI boom risks global financial crash, warn central bankers

#135

I'm not usually for arguments of "this money could have been better spent elsewhere", but here's a thought experiment. Lets say instead of injecting $2 trillion and counting into a few AI companies, we instead injected $2 trillion dollars into things like infrastructure (real infrastructure, not GPU warehouses), education, helping out communities ravaged by globalization (I doubt most people on Hacker News venture ou…

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Re: AI boom risks global financial crash, warn central bankers

#136
post #115
post #98

Earlier quoted context omitted.

So why has per-capita student spending doubled since 1990 (adjusted for inflation) without any increase in test scores? Why haven’t we been spending the money wisely? Student to teacher ratios have continuously decreased and are about half of what they were in 1960. Data on the results is mixed: https://www.brookings.edu/articles/class-size-what-research-...

Because we have also increased the spending in "un-education" (entertainment, social media, college sport...) ? What's your own theory ?

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Re: AI boom risks global financial crash, warn central bankers

#137

no matter what, success or not the bubble is going to bust, it has inflated so much, the risk of it deflating slowly is a pipe dream. if AI doesn't turn into AGI, global financial crash. if AI turns into AGI and tons of people are out of work, global financial crash too.

> it has inflated so much, the risk of it deflating slowly is a pipe dream. if AI doesn't turn into AGI, global financial crash

Whether overvaluation can deflate gradually or suddently has to do entirely with debt and almost nothing to do with magnitude. AI is, currently, mostly equity financed.

Re: AI boom risks global financial crash, warn central bankers

#138

Well there's also the fact that fundamentally and ultimately, AI is incompatible with the economic system. Capitalism is rooted in human labour having positive economic value, and hence demand. AI will ultimately automate all labour, making the economic value 0. Eventually capital generation will simply die and the system crashes.

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Re: AI boom risks global financial crash, warn central bankers

#139
post #29

Earlier quoted context omitted.

difference this time is they have "fiat money" and money printer. Market and all inv. bankers knows that in major crash they will print unlimited amounts so back to same prices or near them. printer is still printing and it's only goes to selected investments

As if they did not back then. Fiat is just simpler to work with, but one can pull a bubble without it just fine. Anyone forgot the railroad crash of 1873? The tulip mania of 17th century?

The dot com bubble of 2000

The Nasdaq took 14 years to recover, 17 once you factor in inflation.

Re: AI boom risks global financial crash, warn central bankers

#140
post #128

Earlier quoted context omitted.

We aren't seeing productivity gains in software either. What we are seeing is a lot of people who claim to be more productive, but in fact are building piles of tech debt that will fall over before long. But hey, they're building that tech debt really fast!

> but in fact are building piles of tech debt that will fall over before long This is speculation as well. Its well founded but speculation nonetheless. Youre speculating things will stay the way they have till now. I do see your point but what makes me consoder the other side is that ive been building an app that reaches ~10k LOC, purely with opus, no code review at all, and it hasnt hit any tech debt issues that i…

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