Live data from Hacker News

AI coding at home without going broke

stephen.bochinski.dev

131–140 of 321 posts

Re: AI coding at home without going broke

#131
post #98

What are people doing at home? I have like 5 different apps I code on the $20/month Claude plan and like sure I can hit rate limits but - What are people doing to burn through $3k in tokens?

Same for me. $20/mo is just fine and I use it to code daily.

I suspect the people that burn through tokens have several subagents and 50 skills loaded and 40 MCP tools. All those load up the context on every single turn.

Re: AI coding at home without going broke

#132

I feel like I must have plateued and don't know what to do next to level up. I'm currently on the $100/month codex plan and it seems fine using 5.5-xhigh all the time. I think of what to do next, have a chat session to determine exactly what to ask for up to the point of being ready to implement, and then codex churns on a commit-sized task whereupon I briefly check it on my local dev server. If necessary I ask for a…

Well, if you believe the people who sell the tokens, you should be creating loops that keep yanking the bandit’s arm.

Re: AI coding at home without going broke

#133

I feel like I must have plateued and don't know what to do next to level up. I'm currently on the $100/month codex plan and it seems fine using 5.5-xhigh all the time. I think of what to do next, have a chat session to determine exactly what to ask for up to the point of being ready to implement, and then codex churns on a commit-sized task whereupon I briefly check it on my local dev server. If necessary I ask for a…

Patches to existing sizable codebases and reverse engineering binaries both can run a long time and use a lot of tokens without wandering off into the weeds.

Claude allows you to reverse engineer binaries now? That's pretty cool. I'm quite surprised to hear that, I thought it was one of their guardrails. Most of the reverse engineering projects I've seen seem to rely on Chinese models.

Re: AI coding at home without going broke

#134
post #48
post #3

> The first is to self host. You buy the machine, run open source models locally, and pay nothing per token after that. Power is not free. What I’ve found is that you’re basically paying a premium for privacy, and that’s worth it for me.

Luckily I needed a new laptop and I bought an M1 Max secondhand from a friend quite cheaply because it was fast enough to recompile something else I am interested in. So for me, there is no additional hardware cost; it was acquired in replacement. I run the AI models at home on this kit because I want to; I'll use openrouter if I need to. I accept the economics of this article are right. But I feel so incredibly sad…

I hope you can find joy again. People like you, who value the human side, are needed in this world. I agree that in recent years it has been going the wrong way, but to change it we have to work together.

Re: AI coding at home without going broke

#135
post #48
post #3

> The first is to self host. You buy the machine, run open source models locally, and pay nothing per token after that. Power is not free. What I’ve found is that you’re basically paying a premium for privacy, and that’s worth it for me.

Luckily I needed a new laptop and I bought an M1 Max secondhand from a friend quite cheaply because it was fast enough to recompile something else I am interested in. So for me, there is no additional hardware cost; it was acquired in replacement. I run the AI models at home on this kit because I want to; I'll use openrouter if I need to. I accept the economics of this article are right. But I feel so incredibly sad…

[dead]

Re: AI coding at home without going broke

#136
I cannot figure out what people are doing to spend all this money.

I have used a $60 per month Cursor plan on auto, and have never come close to using up my included usage, and I probably have it planning and coding and working for me all through the evenings 4 nights a week.

What on earth are people doing differently that it's costing them so much?

Maybe enabling on-demand usage or other paid models, or on higher modes? What are you doing that requires this? The output from Auto for me is crazy good for the tasks I'm working on, and have yet to run into an issue where it couldn't perform at a high enough level.

We have been interviewing people at work to join our team and they tell us they use $2K per month in tokens with their current employers.... I can't even fathom what's going on here where that would be happening.

Re: AI coding at home without going broke

#137
post #58

Is spending (metered money) even worth it? Perhaps for most I mean "beyond like a 30 bucks a month," but for me I'm literally not spending more money beyond my very cheapo 16gb video card. No clue what y'all are doing, perhaps because I'm hobbying, and also I'm old and can perhaps do more of this by hand. But I'm basically just doing what I did before, plus ollama self hosted and sometimes gemini and I feel like I'm…

No, I have the same experience. Feels crazy that a GPU is too expensive and then the advice is to spend 400$+tokens on openrouter each month.

Re: AI coding at home without going broke

#138
Instead of openrouter (which is admittedly a good service) I've switched to EU only servers via https://cortecs.ai/

If you hunt in the settings you can restrict your account to only use EU servers for inference... Which means you can't use a lot of the US frontier models, but you can use all the Chinese ones, albeit within EU GDPR, etc.

This to me is a good compromise between privacy and cost.

Re: AI coding at home without going broke

#139

I feel like I must have plateued and don't know what to do next to level up. I'm currently on the $100/month codex plan and it seems fine using 5.5-xhigh all the time. I think of what to do next, have a chat session to determine exactly what to ask for up to the point of being ready to implement, and then codex churns on a commit-sized task whereupon I briefly check it on my local dev server. If necessary I ask for a…

>I think of what to do next

As everyone trying to do real work is finding, that's the actual bottleneck. If the system is keeping up with your thinking, you're doing fine. You can't "level up" your thinking by paying for more tokens. The people doing more automatic stuff are probably outpacing their own thinking, and that will bite them eventually.

Re: AI coding at home without going broke

#140
post #3

> The first is to self host. You buy the machine, run open source models locally, and pay nothing per token after that. Power is not free. What I’ve found is that you’re basically paying a premium for privacy, and that’s worth it for me.

>> Power is not free. There's actually an interesting thought experiment here: if it takes you a full day to build something that AI would otherwise build in a day, do you end up using more power, or less? What is the break-even point, purely from a power consumption perspective?

The question needs to be tweaked a little: it's not just human vs LLM, it's human vs human + LLM, which makes the calculations easier (and more correct because LLMs don't currently operate independently.)

I've run the napkin math, and assuming LLMs make humans even 5% more efficient, the power and water savings over time are significant, largely because humans are so resource intensive: https://news.ycombinator.com/item?id=46984659

Post reply on HN