Earlier quoted context omitted.
Did you think about doing procedure abroad where they routinely cost 5% of the US cost?
The concern isn't really about the cost of one-off procedures (which ARE ridiculous and potentially financially bankrupting in the USA), but the low burn of everyday office visits and specialists. $50 office visit here, $250 specialist visit there, $1000 in blood tests there... Without any chronic health problems, my family's out of pocket $5-10K a year or so with insurance . Without insurance (or on a crappier plan)…
In the end I paid less than even the inflated copay I would have had to pay with insurance. (And I had a lot of procedure and visit that year).
There is a good chance your 5-10k$ of copay would become 2-3k$ without insurance (Copay are absolutely inflated based on catalog prices that insurance negociate in the background).