The author is a consultant so I find this article biased. A friend of mine works as insurance manager and he has dealt with some startups and many medium-size companies. Group purchase is relatively cheaper and more convenient to manage. So why people love universal health package from your boss? The most obvious reason is it cost a few thousand dollars per year to cover your own premium. http://news.ehealthinsurance…
Decoupling your employment
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Re: Decoupling your employment
#12There seems to be a large group that detests her. Where is that coming from? (Honest question looking for facts, not to start a pointless debate).
Re: Decoupling your employment
#13I've long thought that the single most underrated aspect of universal healthcare would be the increase in job-churn, an extremely beneficial economic phenomenon, would be much higher with people not afraid to leave their jobs and therefore lose their healthcare. I, however, would feel extremely remiss if I didn't mention that it's likely unwise to consider Ayn Rand a hero of any sort. Besides being a wonderful writer…
I can see the theoretical argument for universal healthcare making people more willing to leave their jobs in search of better opportunities, but I'm having trouble squaring the theory with the reality I see today: I can't think of any country where job-hopping is more commonplace or more accepted than the USA. The only explanation I can think of right now is that people in the USA tend to be more self-centered and t…
Laws in the US are generally designed to make jobs temporary, as opposed to places like Japan and Germany where they're designed to keep you in one place for life.
- It's very easy to fire workers in most places.
- No compete clauses in employee contracts are invalid in many states.
- Most jobs don't have significant barriers to entry. Some do like medicine, law, teaching, etc., but plenty of others have none at all. (E.g. consulting.)
- It's very easy to create and dissolve companies, and companies themselves are designed to be temporary.
- Most industries are severely under regulated, it's easy for companies to switch between different industries and workforces.
Health care is the one big exception, but since every large employer needs to offer health care it's only a moderate barrier.
Re: Decoupling your employment
#14I've long thought that the single most underrated aspect of universal healthcare would be the increase in job-churn, an extremely beneficial economic phenomenon, would be much higher with people not afraid to leave their jobs and therefore lose their healthcare. I, however, would feel extremely remiss if I didn't mention that it's likely unwise to consider Ayn Rand a hero of any sort. Besides being a wonderful writer…
I can see the theoretical argument for universal healthcare making people more willing to leave their jobs in search of better opportunities, but I'm having trouble squaring the theory with the reality I see today: I can't think of any country where job-hopping is more commonplace or more accepted than the USA. The only explanation I can think of right now is that people in the USA tend to be more self-centered and t…
Additionally it is far easier to move in the US. There are no immigration requirements, language barriers, major cultural differences, different education systems, certifications (sometimes states differ) or similar impediments. Many states are "at will" meaning that employment is not protected to the degree it is in many other countries. This means that mobility can happen from both employee and employer sides.
I don't think job hopping is due to being self centred (in the pejorative sense). The US tends to be very productive which means employment and employees are more able to move around to meet needs. That they do so is not a bad thing.
I've known couples where one works a big boring established company in order to bring in the healthcare while the other works at startups. They would both prefer to work at startups but by the time people approach 40 there is likely to be some health issues forecast if not already happening. (Even the fittest people wear out body parts!)
And if anything economic policies have been discouraging mobility. Higher house/ing prices makes people sticky and diverts income into unproductive use, but seems to be a goal. (We'd all be better off with a lot cheaper housing costs.) The lack of competition in communications (largely due to regulatory capture) means that remote participation is a lot less effective than it could be. And of course health care is dysfunctional and expensive, although the care received by some of the people some of the time is world leading.
Re: Decoupling your employment
#15What is with all the Rand hate? I myself don't know that much about her beyond the big picture (books she authored, something called Objectivism, etc.) There seems to be a large group that detests her. Where is that coming from? (Honest question looking for facts, not to start a pointless debate).
So far I have failed to find any well-reasoned criticisms -- most of the criticism appears to come from people who misunderstand her work (or perhaps I do). I think the topic is ripe for analysis.
Re: Decoupling your employment
#16I included the Ayn Rand quote because it's simply the most straight-forward and succinct summary of what my blog post was all about. I hazard a guess that those who detest Rand's thought will probably equally detest mine. :)
I included the Ayn Rand quote because it's simply the most straight-forward and succinct summary of what my blog post was all about.
In the context of your blog post, the Ayn Rand quote is arguing for MULTIPLE clients and MULTIPLE jobs to avoid dependence on any one client or employer. Your post argues for choosing ONE single particular job, with ONE single, specific employer, using criteria not based on employer benefits. I don't see what one has to do with the other.
Re: Decoupling your employment
#17Furthermore, his argument is unrealistic. Most of us don't compare one job with no benefits vs. another with benefits. The situation in the Bay Area at least means that we are often comparing jobs with very similar benefits. Thus, the benefits offered by my current employer is nullified by the equally good benefits of the competing offer, just as companies offering the benefits hope they would do. In the end, most jobs in the Bay Area are fairly comparable in terms of benefits and pay. What matters are the less tangible things: culture, opportunity, challenge, etc. The biggest factor that's keeping me at my company right now are the friends I've made there over the years and I have no regrets about having tied myself down with friendship.
Re: Decoupling your employment
#18I included the Ayn Rand quote because it's simply the most straight-forward and succinct summary of what my blog post was all about. I hazard a guess that those who detest Rand's thought will probably equally detest mine. :)
“A rational man never leaves his interests at the mercy of any one person or single, specific concrete. He may need clients, but not any one particular client — he may need a job, but not any one particular job.” I included the Ayn Rand quote because it's simply the most straight-forward and succinct summary of what my blog post was all about. In the context of your blog post, the Ayn Rand quote is arguing for MULTIP…
Definition: For simplicity, let interests = job + gym membership.
With these definitions, a Randian rationalist wouldn't consider getting an employee gym membership. Which seems to be what the author is advocating.
Re: Decoupling your employment
#19What is with all the Rand hate? I myself don't know that much about her beyond the big picture (books she authored, something called Objectivism, etc.) There seems to be a large group that detests her. Where is that coming from? (Honest question looking for facts, not to start a pointless debate).
The reason why is because the vast majority of people I've ever met who bought into her ideology were selfish assholes who used the writings of Rand as a pseudo-intellectual justification for their selfish assholeness.
So in a way the hatred is personal, though a couple of steps removed from Ayn Rand the actual person.
Re: Decoupling your employment
#20Companies offer these things because they think, on average, employees will say "More than they cost the company to provide."
This post essentially reminds people that they should factor in the switching costs for all of these things. It also notes that those switching costs may increase super-linearly if multiple service agreements expire at the same time due to a change in employment.