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OpenAI is connecting ChatGPT to bank accounts via Plaid

firethering.com

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Re: OpenAI is connecting ChatGPT to bank accounts via Plaid

#14
post #6

All set for a perfect storm with a single exploit down the line. Which could take out so much and OpenAI with it. What a way to burst the bubble, not an if, more a when as so many eggs in that basket and they have yet to invent a solid lid. Reminds me of the underpant gnomes in many ways Collect underpants ???AI??? Profit

> Which could take out so much and OpenAI with it

I guess I’m not seeing the systemic failure mode with a Plaid hook-up? The worst case is it sends a bunch of peoples’ money into the aether. That sucks for them and for OpenAI. But I’m not seeing it e.g. collapsing a bank.

Re: OpenAI is connecting ChatGPT to bank accounts via Plaid

#15
post #13

I’m generally positive towards AI and LLMs.. BUT there’s just things that nobody should be doing ever, like give it access to your production system or bank account.

People have been electing a clear grifter in multiple countries to do the same, so, you know, people gonna people.

Re: OpenAI is connecting ChatGPT to bank accounts via Plaid

#16
I’ve been asked to sign up to plaid by clients three times. Each time I’ve said no. I’m not giving a 3rd party access to my bank account. I don’t understand how people enable this total loss of friction for direct account egress. There needs to be friction.

Re: OpenAI is connecting ChatGPT to bank accounts via Plaid

#17
While openai's use of Plaid's spying on bank accounts is framed as a service it's real use case will be identification. Very few people if any will sign up to use this voluntarily. But it is a way to get users used to Plaid's spying and start slowly boiling the frog.

The endgame I see is that it will be illegal to communicate on the internet without having a proven bank account. At least in the USA where all ID verification is settling on banks (ie, Plaid). And the banks will tolerate 10,000 false positive denials of service to avoid a single false negative and be happy about it. Plaid even more so. Human beings will have no recourse as they are private companies. This really should be a service that the states of the federal government provide. It's a dark future we're speeding towards.

Re: OpenAI is connecting ChatGPT to bank accounts via Plaid

#18

Do we still have a choice to not use?

You absolutely do not have to use the new financial feature. Its optional

Until every web site and bank requires you to use it because their CTO saw an ad in an airport that said it was a good idea and makes line go up.

"Leadership" today is monkey-see, monkey-do.

See also: Sign in with Google on every web site, even if you don't have a Google account; and Cloudflare interrupting your web surfing every six minutes to make sure you haven't be absorbed by the Borg.

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