Earlier quoted context omitted.
I think Wallet might be the most used feature for many on the iPhone, especially if they pay with their phone. What makes you think it's looking for a problem to solve? I think Wallet is great and the adoption in certain areas like boarding passes is almost 100% and it beats digging through email to find some pdf and zooming in on some QR code when you have to present it (Hoping that your screen doesn't rotate in the…
Agreed. I use it basically every day. It's almost disquieting how quickly Apple inserted itself into payments, but it's frankly safer than a credit card and the NFC(?) works much better.
I had to switch to a physical card and the MTA advice was to get an iphone