I agree. Databases are useless. You don't even need to load it into the memory. Reading it from the disk when there is a need to read something must be ok. I don't believe the case that there are billions of records so the database must be something optimized for handling it. That amount of records most likely is something like access logs etc, I think they should not be stored at all, for such case.
Even it's postgres, it is still a file on disk. If there is need something like like partitioning the data, it is much more easier to write the code that partitions the data.
If there is a need to adding something with textinputs, checkboxes etc, database with their admin tools may be a good thing. If the data is something that imported exported etc, database may be a good thing too. But still I don't believe such cases, in my ten something years of software development career, something like that never happened.