Earlier quoted context omitted.
Brazil and India have created alternatives to Mastercard/Visa duopoly. EU is seeking to do the same.
Many countries have alternatives already. In Poland Blik is ubiquitous and very very easy to use. And I love how it's implemented, Visa and MasterCard could learn from it. Tldr - you open the app on your phone and it gives you a 6 digit BLIK code, you give that code to the seller, then a notification comes up on the app saying "seller X is trying to debit your account by amount Y, agree?". It's brilliant because then…
Google removes "Doki Doki Literature Club" from Google Play
71–80 of 309 posts
Re: Google removes "Doki Doki Literature Club" from Google Play
#72Earlier quoted context omitted.
Brazil and India have created alternatives to Mastercard/Visa duopoly. EU is seeking to do the same.
Many countries have alternatives already. In Poland Blik is ubiquitous and very very easy to use. And I love how it's implemented, Visa and MasterCard could learn from it. Tldr - you open the app on your phone and it gives you a 6 digit BLIK code, you give that code to the seller, then a notification comes up on the app saying "seller X is trying to debit your account by amount Y, agree?". It's brilliant because then…
Re: Google removes "Doki Doki Literature Club" from Google Play
#73Re: Google removes "Doki Doki Literature Club" from Google Play
#74Earlier quoted context omitted.
Brazil and India have created alternatives to Mastercard/Visa duopoly. EU is seeking to do the same.
Many countries have alternatives already. In Poland Blik is ubiquitous and very very easy to use. And I love how it's implemented, Visa and MasterCard could learn from it. Tldr - you open the app on your phone and it gives you a 6 digit BLIK code, you give that code to the seller, then a notification comes up on the app saying "seller X is trying to debit your account by amount Y, agree?". It's brilliant because then…
The best credit and debit cards can do is PIN verification or biometrics (for Apple/Google Pay), but even there you still trust the terminal to not show you a different amount than you'll be charged (assuming the screen is even pointing towards you; I've often been asked to tap without seeing what I'm even consenting to).
Online, there's 3DS, but that's not required everywhere and for every transaction.
There once was a vision to extend both positive cardholder approval and cardholder authentication for each card transaction, but it turns out the friction of that is higher on average than just letting everything but the most egregiously suspicious fraud go through by default and handle the rest via the disputes process.
Out of curiosity:
> you open the app on your phone and it gives you a 6 digit BLIK code, you give that code to the seller
Is this the flow for online payments as well, or only for in-person payments?
Re: Google removes "Doki Doki Literature Club" from Google Play
#75Earlier quoted context omitted.
Bitcoin exists. Completely permissionless, anyone on earth can use it. Easier to accept as a merchant than any third party integration. Doesn't require you to trust any government at all.
Unfortunately it's also pretty clunky for tax reasons in many places and inherently deflationary (and as such problematic from an economic point of view). Sure, great if you don't trust your government or whoever issues your local currency, but if you can, there are better alternatives. Trust is an asset, not just a liability.
Re: Google removes "Doki Doki Literature Club" from Google Play
#761bil+ people have surrendered their right to artistic expression to Google, and another 1bil+ to Apple, and another 1bil+ to Microsoft. Many more billions have surrendered it to Visa and Mastercard. The world will only continue to get worse for the foreseeable future as five corporations assert global control over what is allowed to be published. It is mournful knowing that humanity's peak is behind us.
Maybe regulators can be bothered this decade to do something about these corporations abusing their power over mobile app distribution and payment processing. The EU's DMA has been a step in the right direction, even if it's yet been fairly toothless with Apple and Google flouting it.
Re: Google removes "Doki Doki Literature Club" from Google Play
#77Earlier quoted context omitted.
Brazil and India have created alternatives to Mastercard/Visa duopoly. EU is seeking to do the same.
The EU 'seeks' to do a lot of things but is notoriously ineffective.
Say what you will about EU inefficiency and regulations, but in my view, at least their financial ones have been largely on point.
Re: Google removes "Doki Doki Literature Club" from Google Play
#78Earlier quoted context omitted.
Many countries have alternatives already. In Poland Blik is ubiquitous and very very easy to use. And I love how it's implemented, Visa and MasterCard could learn from it. Tldr - you open the app on your phone and it gives you a 6 digit BLIK code, you give that code to the seller, then a notification comes up on the app saying "seller X is trying to debit your account by amount Y, agree?". It's brilliant because then…
This is indeed one of the biggest weaknesses of "pull-based" payment cards, and something most if not all natively phone-based methods do better. The best credit and debit cards can do is PIN verification or biometrics (for Apple/Google Pay), but even there you still trust the terminal to not show you a different amount than you'll be charged (assuming the screen is even pointing towards you; I've often been asked to…
works for both
Re: Google removes "Doki Doki Literature Club" from Google Play
#79Earlier quoted context omitted.
And it's also one of the most impressive displays of RenPy's capabilities you'll ever see. Plenty of games do amazing things with ren'py that you wouldn't think were possible just by looking at the dialogue DSL. Maps, HUDs, minigames, incredibly dynamic pathways through the game. But DDLC takes it to a different level, partly by looking so "normal" on its surface. In college I made some spare cash writing Ren'py game…
Any examples of other impressive Ren'py showcases?
People have made some pretty slick turn-based combat systems. Some deck builders, others more spellcasting/mana oriented.
And it's renpy so like 80% of the games are straight up porn, so I'm not naming a single one here lol.