> If they care about privacy, they can rent cloud instances in order to setup, run, close and it will be both cheaper, faster (if they can afford it) but also with no upfront cost per project. This can be done with a lot of scaffolding, e.g. Mistral, HuggingFace, or not, e.g. AWS/Azure/GoogleCloud, etc.
I'm a somewhat tech heavy guy (compiles my own kernel, uses online hosting, etc).
Reading your comment doesn't sound appealing at all. I do almost no cloud stuff. I don't know which provider to choose. I have to compare costs. How can I trust they won't peek at my data (no, a Privacy Policy is not enough - I'd need encryption with only me having the key). What do I do if they suddenly jack up the rates or go out of business? I suddenly need a backup strategy as well. And repeat the whole painful loop.
I'll lose a lot more time figuring this out than with a Mac Studio. I'll probably lose money too. I'll rent from one provider, get stuck, and having a busy life, sit on it a month or two before I find a fix (paying money for nothing). At least if I use the Mac Studio as my primary machine, I don't have to worry about money going to waste because I'm actually utilizing it.
And chances are, a lot of the data I'll use it with (e.g. mail) is sitting on the same machine anyway. Getting something on the cloud to work with it is yet-another-pain.