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Show HN: Trackm, a personal finance web app

trackm.net

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Show HN: Trackm, a personal finance web app

#1

Post by iccananea »

I built this as a personal finance app that allows me to see how my recurring incomes and expenses will affect my network over the years.

So trackm can show up to 4 years in the future and track when your accounts will go negative given you expenses and incomes.

I've been dogfooding it for the past 10 days, fixing issues I find from my day-to-day use and now it's at a point where I'm comfortable sharing it with others.

The app is free for 30 days, after which it goes into read-only mode. Paying the one-time license fee unlocks it forever.

Show HN: Trackm, a personal finance web app
trackm.net

Re: Show HN: Trackm, a personal finance web app

#2

Post by deweller »

I use YNAB. I thought about building my own now that AI coding make this feasible. But the moat that I can't cross is the integration with my bank accounts. Plaid and the like are too expensive and don't cater to one-off users like me.

Has anyone been able to find a personal financial data provider that has a reasonable price?

Re: Show HN: Trackm, a personal finance web app

#5

Post by benmanns »

deweller wrote: post #2

I use YNAB. I thought about building my own now that AI coding make this feasible. But the moat that I can't cross is the integration with my bank accounts. Plaid and the like are too expensive and don't cater to one-off users like me. Has anyone been able to find a personal financial data provider that has a reasonable price?

I thought Plaid have (had?) a developer account that could connect something like 100 accounts that was free.

Re: Show HN: Trackm, a personal finance web app

#6

Post by qntmfred »

deweller wrote: post #2

I use YNAB. I thought about building my own now that AI coding make this feasible. But the moat that I can't cross is the integration with my bank accounts. Plaid and the like are too expensive and don't cater to one-off users like me. Has anyone been able to find a personal financial data provider that has a reasonable price?

https://teller.io/ has been on my radar to play with

Re: Show HN: Trackm, a personal finance web app

#7

Post by thenews »

deweller wrote: post #2

I use YNAB. I thought about building my own now that AI coding make this feasible. But the moat that I can't cross is the integration with my bank accounts. Plaid and the like are too expensive and don't cater to one-off users like me. Has anyone been able to find a personal financial data provider that has a reasonable price?

actual budget something similar from what i can see via SimpleFIN Bridge (https://actualbudget.org/docs/advanced/bank-sync/#supported-...)

Re: Show HN: Trackm, a personal finance web app

#8

Post by iccananea »

moelf wrote: post #3

any comparison with https://actualbudget.org/ ?

Hadn't heard of it before, though looks similar in intent.

My inspiration for trackm was actually moneywell.app which i bought a license for in 2009.

The "look X years" into the future feature was pulled from it.

I no longer have a mac or ios device, so built trackm to fill the void.

Re: Show HN: Trackm, a personal finance web app

#10

Post by phoenixy1 »

deweller wrote: post #2

I use YNAB. I thought about building my own now that AI coding make this feasible. But the moat that I can't cross is the integration with my bank accounts. Plaid and the like are too expensive and don't cater to one-off users like me. Has anyone been able to find a personal financial data provider that has a reasonable price?

Plaid has a pay-as-you-go option that's only about $2/month for this use case. (I believe the current rack rate PAYG pricing is 30 cents per month per connected bank login).
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