Earlier quoted context omitted.
Living in developing countries taught me to never plugin expensive computers without a surge protector UPS.
Commercial uses layered surge protectors (Type I, II, and III), which is also recommended for other users but rarely followed. In surge prone areas, at a minimum I would have good quality whole-house surge protector (eg Siemens 140 or Eaton 108), and a good quality surge protector strip for any computer/TV/phone charger. I also put surge protectors in front of expensive white goods like the fridge, washer/dryer, dish…
What areas are surge prone?