Earlier quoted context omitted.
> I agree that mandatory developer registration feels too heavy handed, but I think the community needs a better response to this problem than "nuh uh, everything's fine as it is." Why would the community give a different response? Everything is fine as it is. Life is not safe, nor can it be made safe without taking away freedom. That is a fundamental truth of the world. At some point you need to treat people as adul…
There is some world where somebody scammed through sideloading loses their life savings, and every country is politically fine with the customer, not the bank, taking the losses. But for regular people, that is not really the world they want. If the bank app wrongly shows they’re paying a legitimate payee, such as the bank, themselves or the tax authority, people politically want the bank to reimburse. Then the quest…
If random malware the user chose to install does that, then that is not the bank's fault. The bank is no more involved than anybody else. And no, I don't think "regular people" want to make that the bank's fault.