111–120 of 253 posts
Congratulations. But how is it 5x bigger than Adyen, which had 2.3B revenue and 1B earnings in 2025?
According to wikipedia, Stripe had a revenue of 5.1B in 2024.
Adyen reported 500 million EUR in pure profit: https://investors.adyen.com/financials/h2-2025-4r9rc
Earlier quoted context omitted.
No they didn't. They were picky at the seed stage. They were picky in their first priced round. They were picky in every subsequent round. There was never a point where they wanted your money. The most promising companies fight off investors when word gets around they're raising. There is never a point in the lifecycle of any of these companies where they wanted random retail investors with no network on their cap ta…
Even worse. This means that no wealth will be created for people who actually want to invest. With Stripe's non IPO example, many will follow and will stay private. So more gatekeeping.
I mean this respectfully, but: you do not sound, in this thread, like someone whose registration on Stripe's cap tables would be a service to Stripe. To society? Maybe? Who knows. But that's not how Stripe makes decisions.
I also think you drastically overestimate how much broad wealth creation would follow from letting retail investors into private tech companies. You're debating entirely based on a survivor artifact and ignoring the fact that most tech companies --- even most of the highly-capitalized ones --- return $0 to investors.
I remember when Stripe started and it was super fun to set it up as a developer and build stuff. Today I find it does way too much for small projects and the fees are too high. Does anyone knows of good alternatives for that? (Someone recently shared https://astrafi.com/ with me and it seemed promising, with much better fees, but I haven't tested or used anything other than Stripe)
You can't really do better than stripe. The onboarding overhead is because of fraud and the costs are basically barely above interchange.
A smaller firm could be way simpler. Because they simply wouldnt have enough money to provide a decent payday for dozens of malicious geniuses going at them 24/7/365.
Congratulations. But how is it 5x bigger than Adyen, which had 2.3B revenue and 1B earnings in 2025?
1.6 percent of global GDP blows my mind.
rough math, but:
$14.2T / $1.9T * 1.6% = 12% global GDP
Earlier quoted context omitted.
Depends. In Michigan it is binding precedent, see Dodge v. Ford (1919). Delaware corporations must act in the interests of shareholders.
That's an incredibly vague standard and courts have repeatedly declined to get involved in second guessing management decisions. Aside from outright fraud or negligence executives can claim almost any business related decision is in the interest of shareholders because they have a reasonable expectation that the future benefits outweigh the costs. Judges aren't going to be delving into financial projections and expen…
Which courts? Corporate law is state-level. Delaware generally has some affordances for long-term strategic decisions.
Braintree had $1.53 trillion TPV in 2023[0], and it's just a subsidiary of Paypal which has tanked to $40 billion market cap despite revenue and profit that are probably lightyears ahead of Stripe. Honestly, I wouldn't touch Stripe with a ten foot poll at this valuation. Fintech is an industry that just disappoints in the end. [0] https://www.paypal.com/us/braintree
Paypal TPV YoY growth for 2025 was 7%[1]. Stripe cites 34% growth for the same period and metric. [1]: https://s205.q4cdn.com/875401827/files/doc_financials/2025/q...
Earlier quoted context omitted.
You can't really do better than stripe. The onboarding overhead is because of fraud and the costs are basically barely above interchange.
Stripe needs all that byzantine fraud prevention, on top of what they had a decade ago, because they are a huge concentrated target. A smaller firm could be way simpler. Because they simply wouldnt have enough money to provide a decent payday for dozens of malicious geniuses going at them 24/7/365.
(They certainly have more staff because more volume, but the actual regulatory requirements I'd expect to be roughly the same for the service they provide.)