Earlier quoted context omitted.
Mobile providers usually offer loans ("service contracts") where people get phones outside their financial standing (I regularly see high end iPhones and foldable phones of €1-2k run by people in a country where average monthly salary is less than €1k): if a highly visible device like your phone can be had for 10% of your monthly salary, people will, unfortunately, opt for it. I tend to not use Apple not due to cost…
Many countries prefer the freedom of pre-pay/post-pay than being bound by contracts though. Not everyone has the US culture of running their life on credit. Because when life changes, it isn't only their phone they lose. The only single time I had a contract, because it was the only way to get a Nokia N70, I learnt never to do another one ever again.
I mostly buy my phones outright too, but I am under no impression that everybody else does it as well.