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The Vietnam government has banned rooted phones from using any banking app

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Re: The Vietnam government has banned rooted phones from using any banking app

#51

Post by drnick1 »

tartoran wrote: post #3

One phone for banking and another one for browsing.

This is what will happen sooner or later. One cheap, non-rooted, Googled Android phone at home for 2FA and other official nonsense, powered off when not in use.

All other business, including personal communications, conducted on a GrapheneOS device. These days you don't even need a phone number for your everyday device, a data-only roaming plan like silent.link is enough. This is not yet necessary in the U.S., but we are dangerously close.

Re: The Vietnam government has banned rooted phones from using any banking app

#52

Post by zozbot234 »

bsimpson wrote: post #34
rixthefox wrote: post #14

Earlier quoted context omitted.

In this economy? /s The other more compelling reason why people would have a rooted phone is to run ROMs that may still be providing OS support where the stock OS has been abandoned or EOL'd by the developer. Having an unlocked bootloader at the minimum would be required in those scenarios. It actually saves hardware that still works from ending up in landfills. edit: spelling

I have a cache of old devices, largely the freebies Google gave out at I/O in the early days of Android. Was prepping them to sell last week and saw most are running Cyanogen (the first big community Android fork). Even then, root was a popular way to gain more functionality and add features that haven't been released for a device. Incidentally, if anyone wants some collector's edition Google/Android devices...

> Incidentally, if anyone wants some collector's edition Google/Android devices...

Please get in touch with the postmarketOS folks, since any phone old enough to be running CyanogenMod proper is most likely not supported there yet. (It would be super nice to even have a proper list of all devices where old CyanogenMod was officially supported at some point, with device specs for each. We're lacking even that at present because the transition from the CyanogenMod name to LineageOS was so messy.)

Of course, the combination of extremely limited hardware specs (512MB RAM + 512MB built-in storage was a common spec), old ARM32 SoCs and the ongoing 3G/2G mobile network phaseout means that many such devices will only really be useful as glorified palmtops or for even more minimal uses. But it might be worth experimenting with nonetheless.

Re: The Vietnam government has banned rooted phones from using any banking app

#53

Post by elric »

tartoran wrote: post #3

One phone for banking and another one for browsing.

You jest, but an actual "digital wallet" device is something I'd quite like to see. Something that's actually secure (like not running an ancient android version that never sees security updates). That only deals with money, without any garbage running on it. That displays and verifies the amount before processing any contactless payments. That supports multiple banks, multiple bank accounts, multiple payment cards etc.

I utterly detest the idea of having to use a phone for anything that I'd like to be secure. I browse Reddig on that thing. I watch porn on that thing, I don't want my porn anywhere near my bank account.

Re: The Vietnam government has banned rooted phones from using any banking app

#54

Post by dangus »

TheGamerUncle wrote: post #48
dangus wrote: post #31

Earlier quoted context omitted.

This seems like a massive jump to conclusions.

It is a massive observation of how things look already no more, no less.

Let me clarify my statement: one government agency’s election to use an app for a single purpose isn’t an indicator of much.

It’s not like the UK sent out a mandate to private banks or any other private industry on this issue. It’s also only one small country of hundreds.

I’d have to question this idea that this is how things “already look.” I can think of very few businesses that I interact with that force me to use an app.

Re: The Vietnam government has banned rooted phones from using any banking app

#55

Post by mothballed »

dingaling wrote: post #8
Arbortheus wrote: post #4

Do those same banks have websites that you can access from a computer with root access? Most likely, yes.

Eventually though I suspect that web access to banks will be rescinded too, much like HMRC in the UK no longer permits companies to submit their taxes through the websites. In the future, everything will need an 'app'.

Would make a lot of sense for banks just to shut off online/mobile access and switch to in person only. That seems to be the way things are moving with KYC/AML and ensuring there is a material presence of the person in the banking jurisdiction in which they operate. Knowing the password / keys and providing a video 'proof of life' is no longer sufficient to presume you're dealing with the person you think you are and not just sold 'darks'.

I've heard 3rd hand of some banks already doing this in i.e. Armenia where a foreigner can come in and open account easily but they block any online access to lock the control of funds in country to make it harder for the FATF psychopaths to find fodder to clamp down on them.

Re: The Vietnam government has banned rooted phones from using any banking app

#56

Post by homebrewer »

dangus wrote: post #31
dingaling wrote: post #8

Earlier quoted context omitted.

Eventually though I suspect that web access to banks will be rescinded too, much like HMRC in the UK no longer permits companies to submit their taxes through the websites. In the future, everything will need an 'app'.

This seems like a massive jump to conclusions.

It's already reality in my country, where you cannot access online banking for any banks except via their mobile applications, which (of course) refuse to work on anything rooted or running non-stock firmware.

Re: The Vietnam government has banned rooted phones from using any banking app

#57

Post by SketchySeaBeast »

dingaling wrote: post #8
Arbortheus wrote: post #4

Do those same banks have websites that you can access from a computer with root access? Most likely, yes.

Eventually though I suspect that web access to banks will be rescinded too, much like HMRC in the UK no longer permits companies to submit their taxes through the websites. In the future, everything will need an 'app'.

Don't like that. I'm of the "if you're going to do something important, do it on your PC" generation. I do not want a future where I lose my phone and I can no longer access my bank.

Re: The Vietnam government has banned rooted phones from using any banking app

#58

Post by simlevesque »

dingaling wrote: post #8
Arbortheus wrote: post #4

Do those same banks have websites that you can access from a computer with root access? Most likely, yes.

Eventually though I suspect that web access to banks will be rescinded too, much like HMRC in the UK no longer permits companies to submit their taxes through the websites. In the future, everything will need an 'app'.

First it'll be apps, then it'll be one app.

Re: The Vietnam government has banned rooted phones from using any banking app

#59

Post by roughly »

rixthefox wrote: post #14
tartoran wrote: post #3

One phone for banking and another one for browsing.

In this economy? /s The other more compelling reason why people would have a rooted phone is to run ROMs that may still be providing OS support where the stock OS has been abandoned or EOL'd by the developer. Having an unlocked bootloader at the minimum would be required in those scenarios. It actually saves hardware that still works from ending up in landfills. edit: spelling

The first time I walked past a homeless person on a smart phone it took a minute to process - phones are effectively free at this point.

(The first time I walked past a homeless person using a VR headset, on the other hand, was a fucking trip.)

Re: The Vietnam government has banned rooted phones from using any banking app

#60

Post by eastbound »

varenc wrote: post #25
Arbortheus wrote: post #4

Do those same banks have websites that you can access from a computer with root access? Most likely, yes.

I assume the bank apps have functionality that their websites lack. Like being able to tap to pay for things, etc. Where a rooted phone might make fraud easier. If not, then this really makes no sense.

The only way an app can contact a company is through REST APIs.
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