Earlier quoted context omitted.
"Non-snarkily, I think people are the same everywhere, mostly good and hard working" If that is the case then why do I keep my windows up when I drive through those neighborhoods. Are you saying I have nothing to fear driving my new expensive car through, say, many areas of Newark NJ or areas such as the "Badlands" in Phila PA? Or that I am safe to walk the streets in those areas? And if those areas are so great and…
I have no idea about those neighborhoods, but I've spent plenty of time in east Oakland without incident, statistically the 4th most dangerous city in the country. No matter how much crap you hear in the news it's not an actual war zone, most people lead normal day to day lives. From my experience people want to get out because the government services like schools and police suck, not because they hate their neighbor…
You do what you can do to protect yourself. While crime can and does happen everywhere there are places that you are more likely to be a victim of a crime. Probability wise of course.
Even with respect to car theft you will find that insurance companies charged rates depending on where you live and even where you park your car (garage etc.) There is a basis for this you know.