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6B Miles Driven

tesla.com

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Re: 6B Miles Driven

#41

Post by mlmonkey »

armen0 wrote: post #17
josephcsible wrote: post #9

Earlier quoted context omitted.

> Does Tesla offer massively lower insurance premiums for drivers that do the majority of their driving with FSD? Yes: https://www.tesla.com/support/insurance/fsd-discount

The discount is "up to 10%". I would call that a modest discount.

When I bought my Tesla, I had State Farm coverage for my existing (8 yo) car.

State Farm quoted me a rate of $240/mo for switching insurance to the Tesla ( up from $130/mo ). This is in California, Bay Area.

On a whim, I fired up the Tesla app and requested a quote for insurance through them.

They quoted me $134/mo.

I know, anecdata, size = 1. But I was surprised how low it was. I sent the coverage information to State Farm, to see if they would match it, but they just shrugged and said no, we can't match that.

Re: 6B Miles Driven

#42

Post by jeffbee »

If we take this at face value then the only remaining explanation for why the insurance industry reports that Tesla drivers have more accidents than drivers of any other brand is that Tesla drivers are a self-selected group of extremely bad drivers, which is itself notable.

Re: 6B Miles Driven

#43

Post by iaw »

7x fewer major and minor collisions!!!!*

* Compared to the estimated U.S. average.

They have a huge store of data on accidents in teslas per mile driven. Why don't they compare their actual data on accidents? Well, they would, but it probably is worse with FSD.

Re: 6B Miles Driven

#44

Post by Workaccount2 »

kristofferR wrote: post #23

So Tesla is charging $8000 to activate full safety software features in their vehicles? How is this not way more controversial than having to pay extra to activate features like heated steering wheels in other brands?

You won't catch me defending Tesla often, but at least they actually do regular software updates and committed to needed hardware updates.

Ford and Chevy otoh are doing exactly the self sabotaging greedy bullshit you expect. Chevy already told previous gen super cruise owners that they are no longer getting updates or more mapped areas, and ford just segregated their line into before and after 2025. 2025 cars getting the latest bluecruise version, earlier cars don't have the hardware (but you still need to pay annualy for that deprecated older version!)

Ford also has never exteneded the mapped area in 4 years, and releases minor updates maybe once a year, where you will wait another 8 months to get the OTA.

All while having the nerve to charge $500/yr.

Re: 6B Miles Driven

#45

Post by brettgriffin »

kristofferR wrote: post #23

So Tesla is charging $8000 to activate full safety software features in their vehicles? How is this not way more controversial than having to pay extra to activate features like heated steering wheels in other brands?

> So Tesla is charging $8000 to activate full safety software features in their vehicles?

I think you're being obtuse, but to be clear, many car manufacturers offer trims don't include features that would qualify making the car 'safer' - blind spot detection, back up cameras (I think these are legally required now but were a premium feature for over a decade), parking assistance, crash detection, etc.

I have a Tesla and use FSD every day, and while it is a safety feature, it is _the_ pinnacle 'luxury' feature that a car can have today and they honestly do not charge enough for it.

Re: 6B Miles Driven

#46

Post by 303uru »

DarmokJalad1701 wrote: post #7

I use it every single day and it is amazing! I have had my car for 6+ years now and it has only gotten better. Starting with "Navigate on Autopilot" when I originally got the car in 2019 which was pretty janky, it has only gotten better and better (with the rare regression in some cases). As of the last year or so, I don't even have to touch the steering wheel anymore!

What kind of setting do you live in? I live in the outskirts of Denver (Cherry Creek) and commute downtown and I have to intervene all the time.

Re: 6B Miles Driven

#47

Post by mlmonkey »

boarsofcanada wrote: post #29
josephcsible wrote: post #26

Earlier quoted context omitted.

No, only FSD is $8000. All of the safety features are free in every Tesla.

“Free” in what sense? After paying for a luxury product at premium prices, you’re getting exactly what you’re paying for, right?

A $40K car is no longer a "luxury product at premium prices". That's basically Honda Accord prices.

Re: 6B Miles Driven

#48

Post by tomrod »

DarmokJalad1701 wrote: post #14
amluto wrote: post #4

Earlier quoted context omitted.

Tesla appears to have an impressive history of automatically disengaging FSD immediately before a collision, and this page is quite light on details of what they’re comparing to what, so I would take it with a large grain of salt.

> and this page is quite light on details of what they’re comparing to what In the page: "If FSD (Supervised) was active at any point within five seconds leading up to a collision event, Tesla considers the collision to have occurred with FSD (Supervised) engaged for purposes of calculating collision rates for the Vehicle Safety Report." They are pretty open about how the stats are reported.

Who chooses to turn off FSD?

You really can't trust almost anything Musk says, he's proven this time and again, and Tesla will reflect that in its culture.

Re: 6B Miles Driven

#49

Post by iaw »

mlmonkey wrote: post #41
armen0 wrote: post #17

Earlier quoted context omitted.

The discount is "up to 10%". I would call that a modest discount.

When I bought my Tesla, I had State Farm coverage for my existing (8 yo) car. State Farm quoted me a rate of $240/mo for switching insurance to the Tesla ( up from $130/mo ). This is in California, Bay Area. On a whim, I fired up the Tesla app and requested a quote for insurance through them. They quoted me $134/mo. I know, anecdata, size = 1. But I was surprised how low it was. I sent the coverage information to Sta…

Have you had to file a claim with them yet? I go with State Farm not because I can get a cheaper rate but because for their price they provide all of the services I expect from my insurance company when I need them.

[1] https://www.reddit.com/r/Insurance/comments/1kji0bm/just_fil...

Re: 6B Miles Driven

#50

Post by ajross »

DarmokJalad1701 wrote: post #7

I use it every single day and it is amazing! I have had my car for 6+ years now and it has only gotten better. Starting with "Navigate on Autopilot" when I originally got the car in 2019 which was pretty janky, it has only gotten better and better (with the rare regression in some cases). As of the last year or so, I don't even have to touch the steering wheel anymore!

Ditto. The volume of knee-jerk hatred these posts engender here really just fails in the face of the capabilities of the actual system.

Like, it's OK to shout and scream about LIDAR and supervision and disengagement and all. But... it still drives itself! Really well.

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