Ask HN: What do you use for personal finance?

I'm looking for an income / expense tracking tool, a budgeting / planning tool, and a tool to tie all my spending vectors (cards, paypal, google wallet, square) together.

Ideally, this stuff will all have an API that I can build on top of. Do such tools exist?

Also, is there a bank or credit union with an awesome API?

Did you try mint.com. There's Yodlee (which mint uses) for API however its not free.

Check out Simple (formerly BankSimple). They have an API, but I haven't used it so I can't tell if you if it's awesome or not.

https://simple.com/api/

I use a couple of Google Apps spreadsheets, with some custom JavaScript functions. Not the most elegant solution, but it works for me (granted, I like to keep things simple, and that includes my finances).

What's nice about spreadsheet software is that you can do whatever you want, there's no fixed way to track expenses or plan/budget. But that can also be a downside, as I've rewritten parts of it numerous times when I found out I forgot to take certain things into account (no pun intended).

I agree. Mint is great.